General Insurance Article - 1 Million UK drivers without insurance


Commenting on reports that there are currently one million uninsured drivers in the UK today, prompting the launch of a new awareness campaign by the Motor Insurers’ Bureau (MIB) in conjunction with the police, Rod Jones, insurance expert at uSwitch.com, says: “The soaring cost of insurance is pushing cash-strapped drivers to chance it and drive without insurance, making them a danger to themselves as well as other motorists. Uninsured drivers face a lose-lose situation. Not only do they run the risk of penalties and hefty fines, but they will also have a mark on their record meaning they’ll face even bigger insurance premiums in future.

 “It’s no surprise the problem is particularly prevalent amongst young drivers, as they’re the ones hardest hit by rapidly rising premiums. And unfortunately, things are set to get worse when the Insurance Premium Tax increases in November. This could see drivers aged between 17 and 22 paying an average premium of £1,247 a year – an increase of almost £40 - before any other motoring bills have been paid[1]. It’s high time a flat rate tax system was introduced.
  
 "Although many driving costs are unavoidable, it’s important to realise that there are various actions a driver can take which can help make getting on the road more affordable. For example, fitting a black box in your car or buying your car and insurance together can both reduce your premium. Also, by doing your research across the whole market and taking the time to consider what type of cover you need, there are savings to be made. Make sure you assess all the options to make sure you’ve found the best possible deal before committing.”
  

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