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Chartered Actuary status is a widely recognised mark of regulatory distinction, assuring the public that actuaries are qualified and held to a protected, globally recognised standard. Currently, anyone doing actuarial work may call themselves an actuary, regardless of their qualifications. Chartered status can only be used by actuaries who have achieved the level of qualification, professionalism and expertise demanded by the Institute and Faculty of Actuaries (IFoA).
How long a pensioner lives in retirement can seem like a game of chance, with so many possible factors like income, location, affluence and employment history seeming to affect the odds. Recent analysis by the Continuous Mortality Investigation (CMI) of UK defined benefit pension scheme members reveals which of these factors can make a winning bet for living longer. This article explores these findings through case studies of financial sector pensioners, public sector retirees, and pensioners in Scotland, highlighting key insights for pension scheme stakeholders setting mortality assumptions.
Against a backdrop of increasing geopolitical fragmentation and the re-election of Donald Trump as president of the US, COP29 (the 29th annual UN-hosted international climate conference) seemed to go fairly under the radar this year, with less mainstream press coverage than in previous years. But, over in Azerbaijan, the 29th climate conference took place, with over 65,000 delegates registered to attend and 80 Heads of States present.