Insights on Commercial Lines Transformation

Commercial insurance is a complex market, but inertia in the name of complexity or tradition is no longer an option. As cutting-edge technologies disrupt age-old ways of working across underwriting, distribution, operations and claims, it has never been more important for insurers to embrace the pace of change sweeping the market. How can insurers and their distribution partners prepare for this change? Which technologies should they be investing in? And what will it take to achieve the perfect blend of human and machine or art and science?

Protection is back

The recent rise in the rate of inflation is causing huge problems for families all over the UK. Many are worried about how they are going to make ends meeting; basics such as heating and food are taking up ever-higher proportions of household incomes. The situation is only going to get worse; central banks worldwide are raising interest rates as they try to dampen down the rocketing rates of inflation. The costs of these higher interest rates are being pushed onto consumers as well, with higher mortgage payments and increased costs of consumer goods.

Cognitive bias as a barrier to tackling climate change

There is growing concern among activist groups and across the public that companies will not react quickly enough to mitigate the effects of climate change and reach the agreed targets of the Paris agreement. As regulation and general cultural trends head more towards a net-zero world, this raises the question of why some companies and investors may be slower to react than others. In this blog, we focus on some of the underpinning psychology for this and how we can use this knowledge to identify biases in facilitating the journey to net-zero.

New Insurance Institute of London book on cyber insurance

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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