August 2025 Edition of the Actuarial Post Magazine

Firstly, many congratulations to the Lionesses for winning EUFA Women’s Euro 2025 and a special mention to Lucy Bronze for playing with a broken leg, I trust her health insurance will come into play. Meanwhile, we saw the launch of the new Pensions Commission, and the appointment of such a distinguished panel, including Baroness Drake whose legacy in shaping the UK’s retirement system is profound. They have their work cut out for them for them with issues abounding from auto-enrolment contributions, State Pension age and pension adequacy among them.

How does QT feed into the DB pensions funding levels debate

Over the past three years, following 15 years of heavy deficits, defined benefit (DB) pension schemes have moved into surplus as government bond yields have increased. The durability of current pension scheme funding levels should not be taken for granted as they are highly linked to monetary policy. QT has undoubtedly had the effect of boosting DB pension scheme funding levels beyond where they might otherwise have been.

The role of insurance in advancing nuclear energy

As the world accelerates its transition to low-carbon energy, nuclear power stands out as a reliable, carbon-free solution. Its ability to provide consistent baseload electricity makes it a cornerstone of sustainable energy strategies. However, the path forward for nuclear energy is shaped not only by technology and policy but also by the evolving role of insurance in managing risk and bank ability to enable growth.

AI A Practical Perspective for MGAs

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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