Pension policy's long distance roadmap

The Pensions Schemes Bill has fired the starting pistol on a marathon set of proposals for pension change. The passage of the Pension Schemes Bill and the rules and regulations that will follow mean that major changes are unlikely to take effect before 2027, with the finishing line for some proposals set for 2030. These timescales will allow schemes the time they need to meet some of the requirements, especially around default arrangements.

Guided Retirement Duty a promise or pipe dream for savers

The Pensions Policy Institute (PPI), sponsored by The Pensions Regulator (TPR), recently highlighted a key challenge for defined contribution (DC) pension savers, including those in SIPPs and workplace pensions - many people need more support and clearer guidance when it comes to choosing the right retirement income products. The PPI’s research report, Assessing the UK Retirement Income Market, explored how Value for Money (VfM) can be assessed during the decumulation stage of retirement.

Design Thinking in practice starting with Empathy

You may ask “But why bring empathy into pensions?”. Checking your projected pension or receiving a correct payment each month - surely this is all just about operational efficiency? Whilst that’s often true, the reality is that most people only engage with their pension funds or employers about their pensions during life events. These might be work-related such as a change in role or employer, or personal circumstances such as going through a divorce or having a baby.

World Insurance Sigma 2025 Outlook

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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