Can’t get you out of my spread


Investment Grade (IG) Credit is a major asset, for UK Defined Benefit (DB) schemes in particular, and it’s easy to see why. It’s simple, mean-reverting and therefore relatively robust, mostly liquid, contractual, and encouraged by The Pensions Regulator) TPR. What more could you want? Well, a better price. There is nothing wrong with credit per se, but like everything in finance, there’s a price at which it makes sense and a price at which it doesn’t.

Motor Insurance Market Shift in H1 2025

After a year of record shopping and switching activity in 2024[i], the number of U.K. consumers searching for a better deal or switching motor insurance provider declined during the first half of 2025. At the same time, smaller insurance providers gained some ground from the Top 10. The report, which tracks billions of motor insurance shopping transactions across the U.K., offers a detailed snapshot of how consumers, insurance providers, and market forces evolved during the first half of 2025 — and what might lie ahead for 2026.

Risk managers role in insuring physical climate risk

As nat cat protection gaps widen and climate events increase, you’ll need to grow your risk management toolkit and collaborate. How can you shape both the insurance of tomorrow and your role in it? The growth in uninsured losses suggests traditional ways of doing insurance are at risk of lagging behind the threats to long-term resilience. These threats are arising from climate risks, as well as supply chain, geopolitical and cyber exposures.

How can we turn demographic aging into innovation and growth

 

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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