MS Amlin study finds destructive supershear ruptures are behind two thirds of insured earthquakes losses – yet are excluded from catastrophe models. Insurers may be significantly underestimating earthquake risk – by up to 60% in extreme cases - as models fail to capture little-known supershear effects. Researchers warn there is a “narrow window” to close gap ahead of a major California rupture and before the next generation of US earthquake models is finalised. Insurance industry urged to incorporate supershear earthquakes into view of risk
Adam Fischer, Senior DC Investment Consultant at Isio, comments on the resurgence in IPO activity and what it could mean for private market valuations and pension investors: "Public markets have remained remarkably strong in recent years, yet IPO activity has been relatively subdued.
New data from Law Debenture reveals a significant disconnect in how UK pension schemes oversee their administration, with many trustees taking a reactive approach despite heightened regulatory scrutiny and evolving member expectations.
Broadstone publishes its Sirius Index May update which discloses contrasting movements in funding for the modelled schemesThe ‘growth focused’ scheme funding improved slightly from 91.7% at the end of April to 92.2% at the end of MayThe ‘matching focused’ scheme funding fell slightly from 89.7% at the end of April to 89.4% at the end of May
FTSE 100 futures down. OECD - strong outlook takes edge off disruption threat. Brent crude prices fall towards $97 per barrel as Trump insists deal is still in play. NASDAQ and S&P futures fall. Broadcom shares pull back despite strong results
Thousands of UK football fans are planning to attend this year’s World Cup, and much like a passport, travel insurance remains an essential for anyone headed abroad.
Football clubs have been warned not to put their fans’ cash at risk by signing sponsorship deals with financial firms that aren't allowed to operate in the UK. According to the FCA, a number of unauthorised firms, including crypto businesses and trading platforms, are using sponsorship to target unwitting football fans.
This article offers some thoughts on how lawyers and actuaries can work together to address Virgin Media issues in a proportionate, cost-effective and risk-managed way. The Technical Actuarial Guidance (TAG) published in January sets out the background. The history and implications do not need to be rehearsed again here. Many schemes are already preparing to obtain confirmations under (at the time of writing) clause 104 of the Pension Schemes Bill, usually to clear the way for imminent buy-in or buyout, if the initial fact-find did not produce a clean set of confirmations.
Full scheme buy-in with L&G Flow secures the benefits of 52 deferred members and 63 pensioners in a £10m transaction. Broadstone’s SM&RT Insure – Admin used to take on administration and prepare data for quotations in 3 months
FTSE flat as US posts fresh highs. Reaction from Nvidia’s Computex keynote. Gold pressured by strong US jobs data. Oil rises on Middle East supply risk
Cash ISAs saw a whopping £12 billion of inflows in April 2026, according to the latest Bank of England money and credit data. This is the second highest month ever for inflows since Cash ISAs launched in 1999. Net mortgage approvals for house purchases increased to 65,900 in April……but net mortgage lending itself was down to £4.4 billion for the month, from £6.8 billion in March. The average rate on new mortgages rose to 4.08% in April
How are insurers using AI to drive value? In WTW’s P&C Excellence Series, Laura Carballo and Lukáš Vermach explore how AI is transforming pricing, underwriting and portfolio management. We are on the verge of step change. While artificial intelligence isn’t new to insurers – they have been using AI to drive efficiency for years – the transformative potential of the latest tools is only just becoming clear. The power of AI to unlock new value is huge. Innovation and experimentation have become a strategic imperative for insurers that want to remain competitive.
In the second release from its 2026 Trust & Confidence Survey, Trafalgar House has revealed that savers are prioritising accuracy over feature-heavy design and advanced digital functionality.
The Pensions Policy Institute (PPI), the UK's leading independent authority on pensions and retirement policy, has published a new report today highlighting that a move to consolidate UK pension schemes into megafunds will not automatically lead to higher investment returns.
Average amount borrowed has increased 26% in a year to more than £500. Premium Credit’s Insurance Index shows 76% of adults use some form of credit to pay for one or more type of policies
Pension reforms will create a step change in what trustees and providers need to get from the data they hold with AI methods set to be a critical enabler of how data is analysed and managed in the best interest of members. However, the real challenge will be getting the governance and controls right, including use of human oversight and ‘humans in the loop,’ according to Lumera
Increased flexibility should be built into Retirement Collective Defined Contribution (R-CDC) pension designs to improve retirement outcomes for members, claims Hymans Robertson.
FTSE 100 has lifted in early trade amid some bargain hunting. Oil prices pull back from yesterday’s gains with Brent Crude hovering around $94 a barrel. Anthropic has filed paperwork for an IPO later this year, joining SpaceX and potentially OpenAI. AI enthusiasm has powered Wall Street to fresh highs, and investor sentiment around the new IPO is set to be strong. The listings will occur after significant value has already been realised while companies were private, so investors need to be realistic about risk.
The Society of Pension Professionals (SPP) has today announced the election of Calum Cooper, Partner & Head of Pension Policy Innovation at Hymans Robertson, as its next President.
Our cover story comes from Adrian Mincher from Earnix who examines actuarial pricing in insurance today. On this theme we also have Richard York-Weaving and Katie Garner from LCP looking at inflation uncertainty returning as pricing pressures shift. Our regular columnists are also on hand to give their views on current events including Helen Richardson from LexisNexis Risk Solutions on connecting the dots in the fight against insurance fraud and Dale Critchley from Aviva reviews the work that needs to be done now the Pension Schemes Act received Royal Assent.
The 2.2 million young adults who think pensions are pointless because they’ll never be able to retire People’s Pension calls for a reset in how the industry talks to young savers - replacing doom and jargon with clear, practical steps that make retirement feel achievable again
Generation X faces weaker retirement prospects after missing out on both generous final salary pensions and early auto-enrolment. New analysis shows they are almost twice as likely as Baby Boomers to own buy-to-let property - but less likely to hold tax-efficient investments. Experts warn reliance on property could leave many exposed.
Just over a fifth (21%) of adults in the UK are feeling financial regret over their spending habits, with pressures felt particularly strongly by younger generations, according to research from Hymans Robertson Personal Wealth.
Since the FCA took over from the CMR in April 2019, the number of firms authorised to provide claims management services falls from 942 to 483The FCA launched a review into the claims management sector in May amid concerns around poor behaviour and consumer outcomes