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The ABI strengthens member decision making ABI Board and member group governance refresh to elevate and align decision-makingNew pension group to focus on the Bulk Purchase Annuity market and investmentChairs confirmed across the four lead groups Posted in: General Insurance Article Posted on: Friday Jan 30

FCA Firm Checker campaign – Seal the deal Use the FCA Firm Checker first to check a firm is authorised and genuine to help avoid scams. Posted in: Articles Posted on: Friday Jan 30

Uncertainty creeps in about AI spend and the Fed's future Footsie set to end the week flat, after stocks slip back Stateside. Gold retreats from record highs as investors take profits after its glittering run up. Brent Crude edges back lower but is still set to sharpest weekly gain in two years. Wall Street set to trade lower as speculation swirls about the next chair of the Federal Reserve. Worries rise about huge AI spend not delivering on expectations. Apple’s softly-softly approach to AI appears to be reaping rewards. Posted in: Investment - Articles Posted on: Friday Jan 30

Pension overtaxation claims not slowing as £46m reclaimed More than £46 million was reclaimed in overtaxation on pension withdrawals in October, November and December 2025, the latest HMRC figures reveal. During the quarter there were 13,652 reclaim forms processed, with an average reclaim of £3,388. Over £1.5 billion has now been reclaimed by people overtaxed on pension withdrawals since 2015. How taking a small withdrawal when you first access your pension could ease overtaxation pain. Alternatively, savers can fill out one of three HMRC forms and get their money back within 30 days Posted in: Pensions - Articles Posted on: Thursday Jan 29

Record activity puts risk transfer past half a £tn milestone Over £500bn of pension scheme liabilities have now been insured, following a record number of buy-ins and longevity swaps in 2025. Posted in: Pensions - Articles Posted on: Thursday Jan 29

Concern Trump wants to run US economy hot into the mid-terms Next rate cut not expected until June and President clearly anxious over state of the economy ahead of Congressional elections. Ghost of Arthur Burns, who trigged a wave of inflation in the 1970s, still haunts the Fed, says Rathbones’ Head of Market Analysis. Weak dollar represents portfolio headwinds for sterling-based investors Posted in: Investment - Articles Posted on: Thursday Jan 29

Insurer and pension investment in stocks sinks ONS data on the ownership of UK quoted shares demonstrates the radical fall in the proportion of shares held by UK insurers and pension companies over the past two decades. Posted in: Investment - Articles Posted on: Thursday Jan 29

FCA seeks views on how to help close the protection gap The Financial Conduct Authority (FCA) has called on the insurance industry to help more consumers access products that support them and their families if they become critically ill or die. Posted in: Life - Articles Posted on: Thursday Jan 29

Retirement savers abandoned with LISA changes Proposed changes to the Lifetime ISA (LISA) may simplify support for first-time buyers - but risk abandoning thousands of savers who have used the LISA to save or supplement their retirement, PensionBee warns. Posted in: Investment - Articles Posted on: Thursday Jan 29

Oil prices surge amid Iran tensions while AI spend soars Crude prices surge as an attack on Iran appears imminent given US military build up. Gold and silver head even higher amid intense safe haven demand. Meta shares take off as results exceed expectations, as it intensifies its artificial intelligence push. Microsoft’s mismatch between soaring AI spend and slower cloud growth unnerves investors. S&P 500 set for another move into record-breaking territory. Posted in: Investment - Articles Posted on: Thursday Jan 29

The emotional rollercoaster behind retirement decisions New qualitative study explores psychological biases, decision-making processes, and lived experiences during the transition from saving to spending in retirement. Findings highlight complexity and emotional uncertainty, with people valuing flexibility and control but struggling with jargon and decision-making. Implications for bridging the advice gap: People’s experiences are far from uniform, creating both challenges and opportunities for Targeted Support, Simplified Advice and Guided Retirement as they move into the spotlight in 2026. Posted in: Pensions - Articles Posted on: Thursday Jan 29

DyGIST 2026: testing your readiness The Prudential Regulatory Authority (PRA) has confirmed that the Dynamic General Insurance Stress Test (DyGIST) will start in May 2026. This isn’t the first stress test the PRA has carried out, but this time the difference is clear in the name – it will be dynamic. Firms will deal with a 'live' exercise spanning three weeks, requiring insurers to react as they would in real life, dealing with an evolving event and responding to queries from the regulator in real time. Equally, the PRA is using this exercise as an opportunity to test its own processes in dealing with a stress event. Posted in: Articles Posted on: Thursday Jan 29

US stocks hit milestone as tech rally takes off S&P 500 hits 7,000 for the first time. Forecast beating tech results put fire under chip stocks. Fed expected to keep rates on hold later, but bets are on for cuts this year. Posted in: Investment - Articles Posted on: Wednesday Jan 28

Thousands delay claiming State Pension to get higher payouts Almost 42,000 people claimed a delayed State Pension in 2023/24 according to figures obtained by Royal London. People who delay claiming their State Pension for a year are entitled to higher payments. Delaying claiming the State Pension by a year means an extra 5.8% is added to your pension Posted in: Pensions - Articles Posted on: Wednesday Jan 28

MGAA priorities for 2026 and new Board appointments The Managing General Agents’ Association (MGAA) today outlined its priorities for 2026 at its Annual General Meeting (AGM), alongside announcing updates to its Board. Against a backdrop of continued regulatory scrutiny and sustained growth in the MGA sector, the MGAA said its focus for the year ahead will be on expanding member value, enhancing its technical training programme, deepening market engagement and strengthening the voice of delegated underwriting across the UK and Ireland. Posted in: Lifestyle Article Posted on: Wednesday Jan 28

Funds are well positioned to improve the gender pensions gap LGPS Funds should take the mandatory reporting of Gender Pensions Gap as an opportunity to support women, and work with employers toward reducing the difference in pension savings between men and women, says Hymans Robertson. Posted in: Pensions - Articles Posted on: Wednesday Jan 28

Gold is up the dollar down and eyes on Big Tech The dollar fell to 2022 levels as US President, Donald Trump, commented that the recent weakness was “great” Gold continued its climb, hitting yet another record. Big day for Big Tech as the market awaits earnings from Meta, Microsoft and Tesla today, Apple tomorrow – with ASML starting strong. Fed decision day, widely expected that the bank will hold rates at 3.75%, but Chair Powell’s statement may trigger volatility. Derren Nathan, head of equity research, unpacks the impact of the Defra consultation on CVS Group Posted in: Investment - Articles Posted on: Wednesday Jan 28

Boost for retirees as annuity rates climb to 7.51% The Standard Life Annuity Rates Tracker rose 5.48% in 2025. Rise worth an extra £7,000 – £9,000 in lifetime income for a healthy 65-year-old man/woman. £100,000 pension pot now delivers up to £7,510 a year Posted in: Investment - Articles Posted on: Wednesday Jan 28

Expansion of company funded PMI schemes planned Over one in 10 businesses that don’t currently provide PMI benefits to employees say they definitely plan to introduce PMI in next 3 years, with a further fifth actively considering itABI data reveals record PMI claims and workplace insurance coverage Posted in: Life - Articles Posted on: Wednesday Jan 28

New year renewed focus Construction Professional Indemnity As we step into a new year, many of us are setting fresh objectives – both personal and professional. For those operating in the Construction Professional Indemnity (PI) space, this is an ideal moment to sharpen your approach to contractual risk management. Why? Because robust risk controls don’t just protect your business – they can also help secure better insurance terms and demonstrate to clients that you’re serious about governance. Posted in: Articles Posted on: Tuesday Jan 27

OBR upgrades CGT receipts by £6.1 bn by end of the decade The OBR’s Economic and Fiscal Estimates publication shows that Capital Gains Tax (CGT) is now estimated to raise an additional £6.1 billion between 2025-26 and the end of the decade. Of that increase, around £2.7 billion is attributed to the reduced CGT relief on disposals to employee ownership trusts from 2026-27 onwards, while around a further £3.4 billion is forecast to be hauled in by The Treasury due to rising equity prices. Posted in: Investment - Articles Posted on: Tuesday Jan 27

Insurance advice ahead of Storm Chandra As the Met Office names the next storm of 2026, the ABI has issued advice to homeowners and businesses on how to prepare and what to do if they need to make a claim. Posted in: General Insurance Article Posted on: Tuesday Jan 27

Mills Review on AI reshaping retail financial services The FCA has launched a review into the implications of advanced AI on consumers, retail financial markets and regulators. The Review will be led by Sheldon Mills and builds on the FCA’s existing work on AI. This includes its AI Discussion Paper, AI Sprint, and AI Lab including AI Live Testing and its groundbreaking Supercharged Sandbox supported by NVIDIA. Posted in: Investment - Articles Posted on: Tuesday Jan 27

PIC completes buyin for Primula Ltd Pension Scheme PIC has concluded a £6.6 million buy-in for the Primula Limited Pension Scheme (‘the Scheme’), securing the benefits for all 74 Scheme members. Posted in: Investment - Articles Posted on: Tuesday Jan 27

Stocks brush off Trump’s tariff and military escalations FTSE up at the open. Strong start for Sage but no upgrade. Asian bourses rally despite fresh tariffs on South Korea. Gold and Silver rallies resume ahead of the first Fed decision for 2026US Stock Futures mixed. American forces gather in Persian Gulf but oil price dips Posted in: Investment - Articles Posted on: Tuesday Jan 27

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