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Industry making strong progress on £100 bn growth pledge The insurance and long-term savings sector is over a fifth of the way towards its commitment to invest £100 billion in UK productive assets across the next decade, with the latest figures confirming progress of £22.8 billion since 2024. The update report published today by the ABI shows £11.5 billion was invested across 2025. Posted in: General Insurance Article Posted on: Friday Sep 18

Is the 2025 to 2026 Windstorm Season the New Normal? The 2025 to 2026 winter season was characterised by a succession of storms affecting different regions of Europe. Posted in: General Insurance Article Posted on: Friday Sep 18

Stars of the Future 2026 - Nominations Closing Soon With nominations closing on 20th September this is your chance to nominate someone for Stars of the Future 2026, sponsored by Star Actuarial Futures. It’s vital to remember that we all started somewhere and becoming an actuary is no easy feat. We relish acknowledging the emerging talent within the actuarial market and celebrate the ones to watch with our Stars of the Future Awards. All the finalists are celebrated and highlighted with three lucky winners taking home an award Posted in: Articles Posted on: Friday Sep 18

Comments as Bank of England holds interest rates at 3.75% Hymans Robertson, PensionBee, Hargreaves Lansdown and MetLife comment as The Bank of England keeps Bank Rate on hold at 3.75%. Policymakers voted 6-3 to make no change, with three members voting for an increase by 0.25 percentage points. The Fed moved first, given the US economy is growing more robustly, with resilient spending, strong productivity and investment, while demand remains weaker across the UK. Posted in: Investment - Articles Posted on: Thursday Sep 17

Poor member communications risks major delays to buy-out Member communications should be treated as a core part of buy-out planning and not simply a ’box-ticking’ activity, warns Hymans Robertson in its paper, ‘Getting member communications right on the journey to buy out’. Its research reveals that for two thirds (67%) of members’ confidence in their pension being paid for life is their top priority and clear communication is key to instilling this confidence. Posted in: Pensions - Articles Posted on: Thursday Sep 17

Latin American Earthquakes: Prompts financial lines shake-up The recent earthquakes in Venezuela, Colombia and Peru have rightly focused attention on physical damage, business interruption and catastrophe losses. Yet for Financial Lines insurers and buyers, perhaps the more important question is not what has fallen down, but what will be investigated, litigated and scrutinised in the months and years that follow. The Colombian earthquake has already highlighted potential exposures for businesses, infrastructure operators and public authorities. Posted in: Articles Posted on: Thursday Sep 17

Make retirement planning a family affair More than half of advised individuals (52%) say only one partner attends review meetings regularly, while 26% report adult children are not involved in financial planning at all. Over one in five advisers (21%) admit that beneficiaries are not involved in annual review meetings. Nearly a fifth (19%) do not feel recognised as an individual by their adviser Posted in: Pensions - Articles Posted on: Thursday Sep 17

Markets brace for higher rates as AI safety debate heats up FTSE 100 opens higher as crude prices fall slightly and a pause decision on interest rates is expected from the Bank of England. Fed turns up the heat on inflation, with one more US rate hike pencilled in this year. AI investment boom faces a new test as investors question whether hyperscaler spending can keep accelerating. King Charles’s AI summit brings tech giants together as debate intensifies over safety, guardrails and the pace of development. Posted in: Investment - Articles Posted on: Thursday Sep 17

100 years after the Great Miami Hurricane A Category 5 hurricane making landfall in Miami or Tampa Bay could generate insured losses of USD 300 billion or more which would be larger than any recorded single-event insured loss to date. A repeat of the 1926 Great Miami Hurricane, a Category 4 storm, could cause around USD 200 billion in insured losses today. Hurricane Andrew following its 1992 track today could generate insured losses close to USD 100 billion, showing how a roughly 20-mile difference in landfall can dramatically change the outcome. Posted in: General Insurance Article Posted on: Wednesday Sep 16

TPT appoints Geoff Tookey as Head of Trustee Services In his role, Geoff will lead TPT’s Trustee Services team, which supports Verity Trustees Limited in overseeing its portfolio of pension schemes. He will also work closely with the new trustee boards supporting TPT’s CDC and Superfund propositions, helping to establish strong relationships and effective ways of working as these solutions develop. Posted in: Lifestyle Article Posted on: Wednesday Sep 16

Enriched vehicle data central to Motor Insurance Pricing In 2023, the conversation in the motor insurance market was dominated by record premium costs[i], intense shopping activity and fierce competition for customers. By the end of 2025, the picture looked quite different. Premium inflation had eased through much of 2025, shopping and switching had levelled off, and consumers appeared more willing to stay with their existing insurance provider. However, the latest LexisNexis® Insurance Demand Meter U.K. for H2 2025, alongside ABI data showing a record £3.2 billion paid out to support motor insurance claims in Q2 2026[ii]. Posted in: Articles Posted on: Wednesday Sep 16

Over £135bn stashed in Cash ISAs New data published by HMRC today shows that around 16.8 million Adult ISA accounts were subscribed to in 2024 to 2025, up from 15 million in 2023 to 2024. This upward trend is largely attributable to the significant increase in the number of Stocks and Shares accounts (802,000) subscribed to. Posted in: Investment - Articles Posted on: Wednesday Sep 16

Private markets larger role in future pension defaults Private market allocations in DC default funds could rise from today’s 2%-4% to 15%-30% by 2035. Emerging opportunity for future default funds to invest across private equity, private credit and infrastructure, rather than relying on a single private asset class. Consolidation likely to see 10 to 15 larger UK DC schemes emerge, helping schemes access investment opportunities already common in markets such as Australia and Canada. Potential for between £40bn and £200bn of DC assets to be invested in UK private markets by 2035 Posted in: Pensions - Articles Posted on: Wednesday Sep 16

Inflation ignites again as Oil prices ease UK inflation accelerates to 3.1%, moving further away from the Bank of England’s 2% target. Motor fuel is the biggest driver of the latest rise, with the energy shock feeding through to household costs. Markets price in multiple UK rate hikes, putting further pressure on borrowers and consumer spending. Oil prices ease after a surprise US inventory build, but disruption to Saudi exports keeps supply fears alive. Houthi attacks bring the conflict closer to the heart of Saudi Arabia, with a drone intercepted near Mecca. Posted in: Investment - Articles Posted on: Wednesday Sep 16

Building Sovereign Disaster Resilience Gerry Lemcke and Marina Oberholzer explore how innovative risk-transfer solutions can strengthen countries’ financial resilience to natural disasters. Lemcke and Oberholzer trace the evolution of Public Sector Solutions back to 2011, when Swiss Re became the first reinsurer to establish a dedicated unit to work with governments on their risk-mitigation and risk-transfer needs. Now, the toolbox to address these needs is expanding: Lemcke and Oberholzer discuss insurance-linked loans, which embed disaster protection into sovereign financing. When a qualifying disaster strikes, an insurer takes over the loan payments, providing real debt relief and freeing up public funds to be used for recovery instead. Posted in: Articles Posted on: Tuesday Sep 15

Pension savers need more support at retirement Whether it is a defined contribution occupational pension scheme, subject to trustee fiduciary duty, or a workplace personal pension, subject to consumer duty, the challenges facing members, and the support they need to make good decisions are the same. The Pension Commission has highlighted many of the issues facing members both in building an adequate pension pot and in converting that pot into a retirement income. Posted in: Articles Posted on: Tuesday Sep 15

Comments on DWP small pot consolidation proposals Broadstone and Lumera comment on he DWP publishing its proposals for the automatic consolidation of deferred small pots via consolidator schemes. Posted in: Pensions - Articles Posted on: Tuesday Sep 15

Triple Lock debate intensifies State Pension expected to rise by 3.9% from April 2027, with earnings growth likely to determine the Triple Lock. A 3.9% increase would take the full new State Pension from £241.30 to around £250.70 a week - approximately £13,036 a year, putting the full new State Pension around £466 above the frozen tax-free £12,570 Personal Allowance. PensionBee says any debate over Triple Lock reform needs to be considered alongside the State Pension age, auto-enrolment adequacy and efforts to tackle the severe gaps in private pension saving faced by those excluded from the system such as the self-employed and low-earners. Posted in: Pensions - Articles Posted on: Tuesday Sep 15

Warning against one size fits all Value for Money framework Hybrid schemes exemption should be retained as Government expands scope of reforms. The Pensions Management Institute (PMI) has urged the Government to retain an exemption for hybrid pension schemes within its proposed Value for Money (VfM) framework, warning that extending the regime to schemes it was not designed for could increase costs and regulatory burdens without delivering meaningful benefits for savers. Posted in: Pensions - Articles Posted on: Tuesday Sep 15

Digital pensions revolution must not leave savers behind The Society of Pension Professionals (SPP) has published a new thought leadership paper, “Pensions in a Digital World: Embedding Inclusion”, urging the pensions industry to ensure that digital transformation works for every saver, not just those who are digitally confident. Posted in: Pensions - Articles Posted on: Tuesday Sep 15

Comments as pensions on track for 3.9% state pension hike Hargreaves Lansdown and Broadstone comments as average earnings growth (including bonuses) was 3.9% for May-July. This is a key figure in the triple lock formula alongside 2.5% and September’s inflation figure (published in October). Current inflation is 2.9% making it likely that wages will be the key figure used. The state pension is the foundation of retirement income but will only cover the essentials. Posted in: Pensions - Articles Posted on: Tuesday Sep 15

Red Sea risks fuels inflation as jobs market loses momentum Oil surges back above $107 a barrel, with threats to shipping through the Strait of Hormuz and Bab el-Mandeb raising fresh concerns over global supplies and the inflationary fallout. Bond markets are braced for higher rates, with 10-year gilt yields remaining highly elevated and the US 10-year Treasury yield pushing above the psychologically important 5% level. The UK jobs market is losing momentum, with payrolled employment down 145,000 over the year and vacancies falling to 702,000, their lowest level outside the pandemic since 2014. Posted in: Investment - Articles Posted on: Tuesday Sep 15

How to manage cyber risk as a strategic imperative If a ransomware event shuts down a critical system, your board will focus on operations, revenue and recovery long before it discusses the technical vulnerability that led to the incident. Which operations and supplier relationships can continue? Which customers will feel the impact and what will this do to revenues? What will it take to recover, should you pay the ransom and how much will the business interruption cost otherwise? Posted in: Articles Posted on: Monday Sep 14

AI models give inaccurate financial advice 57% of the time AI models like ChatGPT and Claude give out inaccurate financial advice 57% of the time - errors potentially cost tens of thousands of pounds. One mistake found in the research would have triggered a £17,500 loss. Some models gave incorrect advice 99% of the time in response to more complex personal finance questions. The research saw 10,000 total questions put through the UK’s most-used AI tools. “The FCA should regulate AI to ensure consumers are protected” – Saturn CEO Posted in: Investment - Articles Posted on: Monday Sep 14

AI data rules must reflect the realities of pension schemes The Government’s approach to data regulation in the age of artificial intelligence (AI) must take greater account of the specific realities of pension schemes, says ZEDRA. Posted in: Pensions - Articles Posted on: Monday Sep 14

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