Analysis from the DWP on the cohort of adults aged 62-65 and approaching State Pension age explores their preparation for retirement and pension adequacy.
FTSE 100 flat as sector performance diverges. Croda narrowly beats forecasts. Gold dips as 15% baseline tariff fails to materialise, copper up again. Chinese stocks strong after New Year’s pause. US stock futures up. IT consulting hit by AI fear trade. Tariffs weigh on US banks and industrials. Brent Crude heads for $72 per barrel
Higher rate taxpayers with £30,000 in a taxable cash account earning 4.5% interest could earn £1,350 a year - but gain just £400 with tax and inflation factored in. Higher rate taxpayers only need just over £11,000 in non-ISA cash savings to trigger a tax bill on their interest. The same £30,000 saved into a pension could deliver a gain of over £21,000 in a year for a higher rate taxpayer, thanks to tax relief and investment growth
Dive into a frank conversation with Sasha Haco, CEO of Unitary AI, as she unpacks the realities behind automation in insurance. Discover why true transformation isn’t about flashy tech, but about smart, practical integration: start small, leverage human-in-the-loop models, and sidestep common adoption errors. Explore which admin-heavy workflows—from claims to underwriting—are ripe for change and how to unlock quick-wins. Plus, Sasha shares hard-won advice for women building careers in tech-driven insurance. In a world buzzing with AI hype, get clear-eyed guidance on what works, what doesn’t, and why the human element still matters most. The urgency? Competitive advantage is compounding—don’t get left behind.
Understanding where to focus on automation versus augmentation, effective leaders reimagine processes to create new forms of human and AI partnerships. As board members and senior executives integrate AI strategically and operationally into their businesses, effective leaders tackle five principal barriers to AI adoption to drive ROI and reduce AI risk. Many board members and senior leaders cite organizational skill deficits as the leading barrier to AI adoption in 2026, in terms of both “hard” and “soft” skills.
4 in 5 Brits believe younger generations today are financially worse off than 20 years ago. 80% overall said it is harder for younger generations to save today. Nearly three quarters (74%) of over-55s agree young people face tougher financial challenges. Well over half (58%) across all generations say that the cost of living is a major factor. Nearly half (43%) cite the cost of housing as a key reason
WTW has announced the appointment of George Lewkowicz as Global Proposition Leader for P&C Capital Modelling within the company’s Insurance Consulting and Technology business.
Pension savers are increasingly relying on AI rather than financial guidance and advice websites to kickstart their retirement planning, according to data analysed by PensionBee, a leading online pension provider.
UK markets lower as tariff agreement comes into question. US markets look set to unwind Friday’s gains. Supreme Court ruling could be positive in the long run. Oil prices pull back from six-month high. Major week for earnings with Nvidia, Rolls-Royce and IAG in focus
Investment Grade (IG) Credit is a major asset, for UK Defined Benefit (DB) schemes in particular, and it’s easy to see why. It’s simple, mean-reverting and therefore relatively robust, mostly liquid, contractual, and encouraged by The Pensions Regulator) TPR. What more could you want? Well, a better price. There is nothing wrong with credit per se, but like everything in finance, there’s a price at which it makes sense and a price at which it doesn’t.
The latest HMRC update on Capital Gains Tax (CGT) shows that receipts in January 2026 (which account for the vast majority of the year’s collections due to reporting and assessment deadlines) totalled £17.0 billion, an increase of £7.0 billion compared to the £10.0 billion recorded in January 2025.
New HMRC figures released today show that Insurance Premium Tax (IPT) has generated £7.70 billion in the first ten months of the 2025/26 financial year (April–January), with £872 million collected in January alone – a record for this month.
This morning’s HMRC update shows that Inheritance Tax (IHT) receipts totalled £7.1 billion through the first ten months of the 2025/26 financial year (April 2025 to January 2026), an increase of £130 million compared to the same period in 2024/25 (£7.0 billion). With only two months of tax receipts yet to be collected in the current financial year, IHT remains on track to surpass last year’s record haul. Looking further ahead, IHT receipts are expected to continue to rise.
In 2022-24, men in the UK can expect to spend 60.7 years in "good" general health. This compares to 60.9 years for women. These are decreases of 1.8 and 2.5 years, respectively, compared with the last non-overlapping period 2019 to 2021. England continues to have the highest healthy life expectancy at birth for both men (60.9 years) and women (61.3 years). Scotland has the lowest for men (59.1 years) and Wales had the lowest for women (58.5 years).
New data out today from the Office for National Statistics (ONS) shows that despite modest increase in overall life expectancy, the number of years which can be expected to be spent in good health has fallen to its lowest level since the ONS began collecting healthy life expectancy (HLE) data.
Upcoming changes bringing pensions into scope of inheritance tax from April 2027 are influencing plans, with nearly a third of UK parents (29%) reconsidering how they will use their pension. A different kind of SKI: One in seven (15%) parents plan to prioritise enjoying their money now over leaving an inheritance. Almost two-fifths of UK adults (37%) expect to receive an inheritance, with 9% relying on it as part of their financial plan
Applying patches and security updates quickly is critical, as attackers now move from break-in to damage in about a day. A significant number of vulnerabilities exploited in Q4 were 0day vulnerabilities, meaning organizations didn’t have time to patch prior to threat actors abusing the vulnerabilities. Email scams caused over a third of reported cyber incidents in Q4.AI is beginning to change cyber threats, but not in the ways most people expected.
FTSE 100 hits new highs as inflation cools. Nestlé with a much-needed pick-me-up. Rio Tinto puts copper centre stage. Wall Street edges higher despite rate jitters. Fed minutes reveal a house divided. Oil extends gains as US-Iran tensions rise
Experienced pensions expert Ben Gunnee is joining TPR’s top team as Interim Executive Director, Market Oversight. Recruitment of permanent Executive Director launched alongside interim appointment.
Aon has said that polling from its 2025 Cyber Webinar, revealed that EMEA businesses believe they are unprepared for artificial intelligence (AI)-powered cyber threats.
After a year of record shopping and switching activity in 2024[i], the number of U.K. consumers searching for a better deal or switching motor insurance provider declined during the first half of 2025. At the same time, smaller insurance providers gained some ground from the Top 10. The report, which tracks billions of motor insurance shopping transactions across the U.K., offers a detailed snapshot of how consumers, insurance providers, and market forces evolved during the first half of 2025 — and what might lie ahead for 2026.
Standard Life has concluded a £700 million Bulk Purchase Annuity (BPA) transaction with the Trustee of the IBM I.T. Solutions Pension Scheme (the “I Plan”). The buy-in, covering both pensioners and deferred members, secures the benefits of over 3,600 members, while removing funding and investment risk for the I Plan. These members will continue to receive or be entitled to their benefits from the I Plan, just as they were before the transaction.
Insurers paid out £6.1 billion in property claims in 2025, according to the ABI’s latest data - the highest annual total on record. In the final quarter alone, payouts reached £1.5 billion, as adverse weather events continued to drive up claims costs.