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Only 19% of DC members know their retirement income 19% of UK DC pension members understand their potential retirement income. 21% understand what contribution level is needed to support their desired retirement lifestyle. Only a third or fewer members have accessed online educational information on key pension topics, including how their pension is invested and options available at retirement. 66% have never consolidated their DC pots and 55% have never increased contributions. 68% contribute 5% or less to their pension each month. 59% say they could afford to increase monthly pension contributions Posted in: Pensions - Articles Posted on: Monday May 11

Cyber risk tops the list as businesses seek more resilience According to a new report published today by Marsh Risk, cyber risk is, for the first time, the top concern among UK business leaders. It is cited as the leading concern for 46% of business leaders, up three percentage points from 2024, and up from 20% in 2023. Posted in: General Insurance Article Posted on: Monday May 11

Small steps on pension contributions makes a huge difference Someone aged 22 earning £26,000 pa could have a pension pot worth £235,000 at 68 if they contributed AE minimums during their working life. Taking small steps to contribute above and beyond AE minimums can boost this even further. Increasing your contribution to 6% with your employer sticking at 3% could see you with a pension of £265,000. Hiking your contribution to 8% would see your pot grow to around £324,000. If your employer matched your 6% with 6% of their own, then that final pension could total £353,000. All calculations made on HL’s pension calculator. Based on investment returns of 5% pa after fees. Posted in: Pensions - Articles Posted on: Monday May 11

Pricing governance: how much control is too much? This is the final article in a short series on pricing in a softening market. In the first article we explored the gap between technical price and market price. In the second we looked at the role of judgement when those numbers diverge. The natural next question is how that judgement should be governed. Pricing governance can be a difficult balance. Too little oversight and pricing decisions drift gradually away from technical assumptions. Too much control and underwriting judgement becomes constrained, slowing decisions and potentially leading to missed opportunities. Posted in: Articles Posted on: Monday May 11

TPR consults on new Corporate Strategy The Pensions Regulator has launched a consultation today on its refreshed five-year Corporate Strategy setting out the regulator’s vision that people should have a sustainable income in retirement, supported by a pensions system that provides security and value for all. Posted in: Pensions - Articles Posted on: Monday May 11

Pensions industry must move faster on responsible use of AI Trafalgar House is urging schemes and trustees to act more decisively on artificial intelligence as workloads increase and experienced administrators continue to leave the industry. The call comes as the firm shares the findings of an internal pilot which assessed whether AI could support the technical interpretation of scheme rules and the development of benefit and calculation specifications. Posted in: Pensions - Articles Posted on: Monday May 11

Broadstone advises Safe Computing Pension on full buyin Deal with Just Group secures the benefits of all Scheme members of the Safe Computing Pension FundTransaction concluded swiftly in busy market using Broadstone’s SM&RT Insure process in tandem with Just’s Beacon streamlined service Posted in: Investment - Articles Posted on: Monday May 11

High stakes Monday for the Prime Minister FTSE on track to open flat, all eyes on the gilt market today. Starmer under pressure: his speech this morning is pivotal. Labour market cracks with the ITEM Club and REC both point to a softening jobs backdrop. Trump meets Xi in Beijing, hopes for a trade truce extension, discussions on semiconductors, rare earths and agricultural trade expected. National Grid, Vodafone, Burberry and Greggs all set to report this week Posted in: Investment - Articles Posted on: Monday May 11

Fans urged to show fraudsters a red card ahead of World Cup Football ticket scams increased 36% over the past six months, compared to the same period the previous year. Lloyds and the government are urging fans to Stop! Think Fraud ahead of the World Cup next month. Victims on average lost £215 but some are losing much more, with the total amount lost by victims increasing by 42%, compared to the same six months the previous year. Almost a third (32%) of all ticket scams are football related, with fraudsters expected to exploit international demand for the biggest games of the year Posted in: General Insurance Article Posted on: Monday May 11

Property could play a role in supporting retirement income Against a backdrop of 15 million people not saving enough for their retirement and the government establishing a Pensions Commission to consider the issue, the Society of Pension Professionals (SPP) have held the second in a series of events on pensions adequacy. Posted in: Pensions - Articles Posted on: Friday May 8

Home insurers pay out £846 million to support households The ABI’s latest data shows home insurers paid out £846 million in property claims across the first quarter of 2026, helping thousands recover from unexpected events. Posted in: General Insurance Article Posted on: Friday May 8

Practical toolkit for AI adoption in the Lloyd’s Market AI is now moving beyond experimentation into everyday use, with many organisations now adopting a structured deployment model, with appropriate governance, to bring AI into their products, services and solutions.It’s a significantly evolved landscape from two years ago, when we first partnered with Lloyd’s Market Association (LMA) to deliver an in-depth survey into AI in Risk Management. We’ve revisited this survey to capture today’s outlook on the accelerating adoption of AI in the Lloyd’s market. Posted in: Articles Posted on: Friday May 8

Shaky start for FTSE, local and global politics in focus FTSE 100 opens down 0.7%. Gilt yields in the spotlight after tough night for PM Kier Starmer. Oil price up again as tensions rise in the Strait of Hormuz. ARM Holdings hit by capacity constraints. US non-farm payrolls in focus (consensus: +62k) Posted in: Investment - Articles Posted on: Friday May 8

The Rule of 300 for retirement income Standard Life’s analysis shows how £300 of pension savings is required to generate £1 of guaranteed monthly income. The ‘Rule of 300’ illustrates how everyday monthly costs translate directly into the pension savings needed to guarantee them via an inflation-linked annuity Posted in: Pensions - Articles Posted on: Thursday May 7

2026 survey on DB investment governance launched The industry is being asked to have its say on Defined Benefit investment governance as part of a new survey from The Pensions Management Institute (PMI), in partnership with Schroders. Posted in: Investment - Articles Posted on: Thursday May 7

Professional trustees role as governance reshape DB pensions Largest 10 professional trustee firms now oversee around 45% of UK DB pension schemes, up from 31% in 2020. Firms expected to manage around two-thirds (c.66%) of DB schemes within five years. Over £1tn in assets now overseen across 2,400+ schemes. 174 new appointments, broadly offset by schemes reaching endgame and some mandates moving between providers. Average revenue growth of 12% in 2025, driven by increased governance and project workloads. Sole trusteeship now accounts for over 50% of appointments, projected to reach ~65% in five years Posted in: Pensions - Articles Posted on: Thursday May 7

LV= appoint Jonathan Pears as Non-Executive Director LV= has appointed Jonathan Pears as a non-executive director, subject to regulatory approval. He joined the Board in April 2026 and will be welcomed by LV= members at the LV= 2026 Annual General Meeting. Posted in: Lifestyle Article Posted on: Thursday May 7

Multi-employer CDC schemes what opportunities do they offer The past 18 months have seen significant developments in Collective Defined Contribution (CDC) pensions which could benefit millions of future savers. The Royal Mail CDC scheme went live in late 2024, marking the UK’s first single-employer CDC scheme under the existing CDC legislation. Since then, momentum has continued. Legislation is now being finalised to allow for multi-employer schemes, with the first scheme to launch in mid 2027. Posted in: Articles Posted on: Thursday May 7

Focus on fundamentals is key as bulk annuity market evolves Commenting, Yona Chesner Head of Pensions Investment at Cartwright Pension Trusts said: “The recent acquisition of Just Group by Brookfield Wealth Solutions is a good example of the continued flow of international capital into the UK retirement market, with well-established insurers increasingly sitting within larger global balance sheets and investment platforms. Posted in: Investment - Articles Posted on: Thursday May 7

Strong earnings and Middle East optimism drive record highs Global markets lean into Middle East optimism. Broad earnings strength drives US records. AI opportunity still looks far from over. Oil steadies as peace hopes build Posted in: Investment - Articles Posted on: Thursday May 7

1 in 4 couples don't know about their pension in a divorce Over a quarter (27%) of married people or those in civil partnerships who have a private pension don’t know what would happen to their pension if they divorced, rising to 30% among women. Almost three quarters (73%) of couples have never discussed how their private pensions would be treated if they separated. One in five (19%) divorced people regret how pensions were handled, with women (28%) three times more likely than men (9%) to feel this way Posted in: Pensions - Articles Posted on: Wednesday May 6

The hidden cost of solo living is revealed More than half (58%) of adults who are single or live alone say they could not cope with an unexpected bill of £850. More than a third (37%) of adults who live alone say they do not save anything on a regular basis. Of those who do save and live alone, four in ten (42%) contribute to a Cash ISA Posted in: Investment - Articles Posted on: Wednesday May 6

Renters' Rights Act: Landlords must change their insurance Buy-to-let landlords should urgently consider getting Rent Guarantee Insurance as the Renters’ Rights Act, which came into force on May 1, may lead to lengthier periods of defaults on rents by tenants says Karis Insurance, a leading real estate finance and insurance specialist. Posted in: General Insurance Article Posted on: Wednesday May 6

Industry comments on TPRs Annual Funding Statement for 2026 The ACA, Hymans Robertson and SPP comment on the 2026 Annual Funding Statement issued by The Pensions Regulator Posted in: Pensions - Articles Posted on: Wednesday May 6

Investment Insights Q2 2026 Conflict in the Middle East has dominated headlines, with elevated oil prices driving market volatility. In this video, we break down what that means for investors – from the impact on inflation to key risks and opportunities to watch out for in the months ahead. Learn what to stay mindful of and how global events could shape markets. Posted in: Articles Posted on: Wednesday May 6

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