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By quantifying your exposures, you can make better cyber risk decisions and boost cyber risk resilience in the face of global volatility. Cyber risk linked to geopolitical tensions remains elevated, with critical infrastructure operators, financial institutions, transportation and telecommunications hubs, data centers and globally connected businesses all particularly vulnerable to heightened cyber exposures. Geopolitical crises can raise your cyber risk even if your organization isn’t being directly targeted or affected.
With pressure growing on the UK’s public finances, the government is focusing more closely on the cost of the State Pension. Jack Carmichael and James Jones-Tinsley examine one of the key issues that may come under consideration: whether to introduce means testing. The State Pension system is now under review as part of the recently announced revival of the Pensions Commission. With demographic and fiscal pressures continuing to build, this is likely to prompt reform and renewed debate about issues such as means testing, retirement fairness and how longevity risk is shared across society.
Apocryphally, a Sultan wanted an inscription on his signet ring that would be true forever, so he tasked his wisest subjects to come up with something. They came back with “this too shall pass”. Had they worked in finance, they may have said something slightly less pithy, like “there’s a price at which anything is worth buying, it just might not be the current one”. While somewhat trite, it’s also true, and has corollaries.