Pricing in a softening market


The role of judgement: deciding when to follow the market. This is the second article in a series on pricing in a softening market. In the first article, we looked at the gap between technical price and market price. The next question is what happens when those two numbers diverge. At that point someone has to decide whether to follow the market or not. Technical pricing answers a specific question: what does the risk cost?

Pensions Dashboards - handing over the baton

The Pensions Dashboards’ marathon appears to be nearing the final lap. The largest pension schemes, those covering most UK savers, are already connected to the digital architecture. Only the smaller, individual trust-based schemes remain - and there is a confident expectation these final schemes will be on board ahead of the October deadline. We already know that the infrastructure works. A first wave of testers have confirmed their identity and added their national insurance number.

The impact of Generative AI on insurance analytics

WTW’s perspective on EIOPA’s 2025 Market-Wide Generative AI Study shows how AI—backed by real insurer use cases—is poised to rewrite the rules of insurance analytics. Key findings from the EIOPA survey include: Generative AI adoption is widespread. Efficiency is the primary goal. Key hurdles remain. Most common AI applications. Human oversight remains essential. AI hallucinations and risk concerns. Governance is catching up. Reliance on third-party providers is increasing

Pensions Perspectives with Decumulation debated

 

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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