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Pardeep Bassi from WTW looks at how machine learning and AI are giving insurers a measurable edge in portfolio management - and are quickly becoming a core capability across the industry. Insurers are navigating fast-moving markets, shifting performance, and growing data volumes. Machine learning and AI can turn complexity into clarity by spotting what’s changing, explaining why, and guiding action with confidence. Used appropriately, machine learning speeds analysis, strengthens decisions, and reduces manual effort without compromising governance.
Our recent conversations with professional trustees reveal mixed views about a future shaped by regulatory change and the direction of the DB pensions market. Policy and regulatory shifts around new endgame options are prompting many schemes to reassess their long-term goals. The Pensions Regulator (TPR) encourages trustees changing endgame to review their governance structure, and think about whether the trustee board has the experience and expertise to carry out the endgame strategy effectively.
Globally, cancer is one of the most common conditions being faced, which in turn is leading to rising costs according to our Global Medical Trends 2026. Every year in the U.K., there are approximately 385,400 new cases of cancer. But while survival rates have more than doubled in the last 40 years, from 24 per cent to 50 per cent, treatment often involves lengthy recovery times, which can negatively impact business operations and productivity.