General Insurance Article - Pass Plus myth as drivers see zero change to their insurance

While it’s generally thought that taking the Pass Plus driving course can reduce your car insurance premium, new research by MoneySuperMarket today reveals that the average person sees no difference to the cost.

 Pass Plus is an optional training course for motorists to help enhance their driving skills and to make them safer drivers. It’s usually available through driving instructors and can cost between £150 and £200 in total.
 MoneySuperMarket analysed 50,000 car insurance quotes between May and July 2019 and found that on average, providers did not change their pricing when customers changed their licence type from ‘Full UK Car Licence’ to ‘Full UK Car Licence with Pass Plus’.
 Rachel Wait, consumer affairs spokesperson at MoneySuperMarket,said: “Although people assume that doing additional driving courses such as Pass Plus can reduce your premiums, our research shows that it actually makes no difference for the average person.
 “However, that isn’t to say that it definitely won’t have an impact for some. Pass Plus driving courses can help young or inexperienced drivers get lower premiums. Another option for younger drivers is to consider getting a telematics policy, which monitors your driving habits and adjusts your car insurance premiums based on how you drive.
 “The best way to save on car insurance is to shop around and compare quotes from different providers. You’ll be able to see all the options available to you and if you find an insurer who does offer a discount for Pass Plus drivers, you’ll be able to take advantage.”

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