Plugging into the cigarette lighter, the self-installed 12V device represents a significant step forward for the telematics insurance market, enabling insurers to gather driving behaviour data at around 15 per cent of the cost of a hard-wired device, but with similar levels of accuracy and data quality.
With the device installed, drivers will benefit from the crash detection features to help prove the circumstance of a claim while the device can also be used as a mobile phone charger. This means insurers will be able to offer compelling consumer benefits over and above the insurance cover.
The 12V device is paired with the policyholder’s smartphone and communicates over Bluetooth technology with the designated smartphone app to record driving behaviour data. It can collect more trips and more data elements per trip than an app-only solution due to its integrated 2-in-1 motion sensors for crash filtering and reporting, accelerometer to evaluate speed, gyroscope to detect orientation of the device, and rechargeable super capacitor for ignition logging and device tampering detection.
Selim Cavanagh, Vice President of Wunelli says, “12V is a game-changer for telematics insurance, providing a solution to many of the obstacles which have prevented mass market adoption. For the first time, insurers have a low-cost data collection option, with the high level of trip coverage and breadth of data they have come to expect from a hard-wired device. Additionally, their customers benefit from the charging capabilities of the device and crash reporting, without having to have a black box fitted. We are really proud of this development and will continue to push the boundaries in telematics insurance to give insurers and brokers the tools they need to operate in this market”.
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