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Master Trusts decumulation options increase

LCP’s latest analysis of the master trust and broader provider market highlights improvements in the quality of service members are receiving and shows that providers are developing a range of solutions as decumulation options increase.

Posted on Friday Apr 24

Three in 10 business owners have no pension

Rathbones warns that even a successful business sale may not deliver business owners the retirement income they hope for.
Posted on Friday Apr 24

TPR highlights crucial role of actuaries across pensions

Nausicaa Delfas, TPR CEO highlights need to move from a focus on accumulation to delivering sustainable retirement income for members. Actuarial judgement, independence, and long-term thinking identified as critical to system design across DB, DC, and CDC
Posted on Friday Apr 24

Operational challenge as default retirement reforms approach

PASA has published new Guidance exploring the significant operational challenges facing administrators as default retirement solutions are introduced.
Posted on Friday Apr 24

Trustee skills vital as pensions complexity grows

The UK pensions system is entering a new era of complexity that requires higher professional standards from those responsible for safeguarding savers’ futures, the President of the Pensions Management Institute has warned.
Posted on Friday Apr 24

DB pension schemes surplus continues to grow

UK defined benefit (DB) pension schemes maintained strong funding positions through the first quarter of 2026, according to PwC’s Pension Funding Index, which tracks UK corporate DB schemes on a low-dependency basis, despite continued geopolitical uncertainty and heightened market volatility
Posted on Thursday Apr 23

DC providers default strategies lead to gaps in outcomes

Differences between providers default strategies are leading to gaps in member retirement outcomes, according to analysis from Hymans Robertson. The DC Provider Insights report, published today, found a wide variation in projected member outcomes across providers, even where approaches look similar at headline level.
Posted on Wednesday Apr 22

Show me the money

Over two-fifths (42%) with a defined contribution pension say they plan to take the full tax-free lump sum in one go, or have already done so, including nearly a quarter (23%) who took, or plan to take this once they retire. A fifth (19%) say they will, or have, taken the tax-free cash gradually
Posted on Tuesday Apr 21

Your top five pension questions answered

Hargreaves Lansdown have sifted through popular pension questions we’ve received from clients. Tracing lost pensions remains a popular topic. Tax issues can be complex to understand. Take the time to think about what you want your life in retirement to look like. It’s important to understand what happens to your pension when you die.
Posted on Monday Apr 20

Launch of Lost Pensions 2026 survey with DB scheme expansion

The Pensions Policy Institute (PPI), has launched its Lost Pensions 2026 survey which has expanded to include Defined Benefit (DB) providers for the first time.
Posted on Monday Apr 20

Lack of consensus among schemes on surplus distribution

Aon has said that polling during its spring 2026 pension conference series revealed no clear consensus among UK defined benefit pension schemes on the way surplus assets should be distributed to members.
Posted on Monday Apr 20

Concerns over capacity to handle pensions dashboards queries

As hundreds of pension schemes have now completed their connection to pensions dashboards and many more continue to do so, the Society of Pension Professionals (SPP) held a webinar on the subject, attended by around 250 pension professionals.
Posted on Friday Apr 17

Pensions industry must use every touchpoint against scams

The Fraud Minister, Lord Hanson, has urged trustees to take every opportunity to protect their members from fraudsters. Speaking at the Pension Scams Action Group’s Fighting Pension Fraud webinar 2026, Lord Hanson said trustees and administrators should use “every touchpoint” with pension holders to reinforce scam warning messaging.
Posted on Thursday Apr 16

Volatile markets add uncertainty to DB transfer redress cost

Analysis by First Actuarial, a Gallagher Company, shows that UK market volatility during March could have resulted in daily variations of 5–10% for pension redress calculations. This amounts to a ‘lucky dip’ in current unstable market conditions.
Posted on Wednesday Apr 15

The Big Pension Blind Spot

Over a third of people who changed jobs in the last five years didn’t ask about their new employer’s pension scheme during the recruitment process. Just 6% of jobseekers asked about the pension scheme during a first interview and only 10% did so at final interview. 40% of full-time workers don’t know how much their employer contributes to their pension and 43% have never changed their own contribution levels
Posted on Wednesday Apr 15

PPF publish latest PPF7800 figures for March 2026

This update provides the latest estimated funding position, based on adjusting the scheme valuation data supplied to The Pensions Regulator as part of the schemes’ annual scheme returns, on a section 179 (s179) basis, for the defined benefit pension schemes potentially eligible for entry to the Pension Protection Fund (PPF).
Posted on Tuesday Apr 14

Record numbers moving to buyout fail to stop backlog growing

Leading independent professional services consultancy Barnett Waddingham (BW) today publishes findings from its 2026 survey of all 11 active bulk annuity insurers. This reveals that, despite a record-breaking year for defined benefit (DB) pension schemes converting their buy-ins to buyouts, schemes are taking longer to get to buyout and the backlog at insurers is increasing.
Posted on Tuesday Apr 14

The Unretirers

One in six (16%) of those who had retired have either already returned to work or are considering it amid ongoing financial pressures. New DWP data shows more people working into retirement, with a pandemic dip followed by a post-2021 rebound following high inflation. A third (30%) of retirees say their standard of living is worse than before they retired, compared to just 22% who say it’s improved. Many retirees feel underprepared: one in five (20%) wish they had known they’d need more money, while 21% wish they had planned more thoroughly
Posted on Monday Apr 13

AI usage is now universal across the pensions industry

Building on its SPP 2025 AI Survey, the Society of Pension Professionals (SPP) has conducted a survey of its members to establish the degree to which the adoption of Artificial Intelligence (AI) has changed in the UK pensions industry over the last year. Last year 87% of respondents indicated they were utilising AI. This year 100% of respondents did so.
Posted on Monday Apr 13

Employers urged to maximise support for young pension savers

Employers should lead on support and education for young savers to capitalise on their engagement with pensions, according to Quantum Advisory. New research from Pensions UK has perhaps surprisingly revealed that younger pension savers are more likely to understand and proactively engage with their defined contribution pension investments than older colleagues.
Posted on Friday Apr 10

Middle East conflict causes scheme funding deterioration

Broadstone rebases its Sirius Index for 2026 to track a ‘growth focused’ and ‘matching focused’ investment strategy. The ‘growth focused’ scheme funding had improved to 90.8% funding by the end of February but dropped back to 89.0% over March. The ‘matching focused’ scheme funding was less volatile, with funding rising slightly to 90.3% at the end of February, falling back to 88.6% over March
Posted on Friday Apr 10

Fall in risk transfer deals masks surge in smaller buyins

2025 saw a shift in the risk transfer market towards smaller pension schemes, says Hymans Robertson, as it releases its latest report today. Buy-in deal volumes in 2025 of £38.2bn represented a fall of more than 20% compared with the prior year (£47.8bn), while the volume of deals less than £100m in value increased by over 30%.
Posted on Thursday Apr 9

Pensions or property for retirement

Over a third of Millennials (35%) and Gen Z (39%) see both pensions and property as their main retirement asset. Gen X (52%) are most likely to rely on pensions alone. Regional differences: 56% in the Northeast expect to rely mainly on pensions vs just 32% in Greater London.
Posted on Thursday Apr 9

Current instability having minimal impact on redress

Central estimate still suggests no redress payable on DB transfers but wide range of factors mean consumers could still be due compensation. Current instability having minimal impact on redress calculations with poor asset performance offset by rising bond yields
Posted on Thursday Apr 9

One year countdown to inheritance tax on pensions

From April 2027, unused defined contribution pensions will be part of estates for inheritance tax purposes.Despite this, the vast majority of people won’t have to worry about inheritance tax.Those that have a potential inheritance tax issue can do something about it.There are various gifting allowances that you can make use of.However, be sure to balance your own needs with managing inheritance tax.
Posted on Wednesday Apr 8