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State Pension could reach £33,000 a year by 2050 The proposed changes to triple lock could enable the state pension to reach £33,000 by 2050, while still reducing government spending by 4.6% within 25 years, according to analysis from Hymans Robertson. Posted on Friday Oct 23

TPR guidance on “hidden” AI risks in pension portfolios The Pensions Regulator (TPR) has today published guidance to help trustees identify and manage potential hidden AI-related investment exposure as artificial intelligence becomes increasingly influential across global markets. Investment in AI-related activity is growing across global markets, with reports showing that global private AI investment has more than doubled in 2025, rising by 127.5% year-on-year. Posted on Thursday Oct 22

CDC outcome must look beyond the headline uplift The potential for an income uplift with CDC (collective defined contribution) pension schemes and the opportunity to improve adequacy is only one element of the CDC comparison, says Hymans Robertson Posted on Thursday Oct 22

DC Pension Tracker – Q3 2026 The Aon UK DC Pension Tracker rose sharply over the second quarter of 2026, with all our sample savers projected to see an increase in their expected future living standard in retirement. For the first time since our tracker began, one of our sample savers is projected to achieve a Comfortable Retirement Living Standard in retirement. Strong positive investment returns over Q2, particularly a rally in equity markets, pushed all other savers closer to achieving the Comfortable Retirement Living Standard, despite recent rises in the level of income needed to meet the same standard. Both the positive impact of April’s increase in the state pension and June’s increase to the Retirement Living Standards have been reflected in this update Posted on Thursday Oct 22

Understanding Under Pressure Pension withdrawal communications scored 4.3/5 for clarity, yet only 40% understood the investment options for their remaining pension savings. Redesigned communications made customers 2.5 times more likely to complete the process, with inbound calls falling from 40% to 24%Friction and complexity can create greater barriers for customers experiencing vulnerable circumstances. Standard Life turns three years of behavioural science research into a simple four-question framework that firms can use to assess customer communications and journeys Posted on Thursday Oct 22

Mansion House Accord signatories £11.1bn in Private Markets Workplace pension providers laid strong foundations in the first year of their commitment to invest more in UK assets, including infrastructure, property and private equity, under the Mansion House Accord. Joint tracking by the ABI and Pensions UK reveals Mansion House Accord signatories held £22.1 billion DC growth-phase assets in global private markets, with £11.1 billion in UK private markets, as of 31 December 2025. This equates to 6.6% of DC growth-phase assets invested in private markets, with 3.3% in the UK. Posted on Wednesday Oct 21

Run-in strategies gaining traction with pension schemes Aon has said that while the UK risk settlement market has maintained its level of activity in 2026, it is now set to increase significantly, with a number of factors driving the market’s expansion. Posted on Wednesday Oct 21

Inflation figure of 3.5% takes State Pension above £13,000 September inflation figure of 3.5% confirms average earnings growth of 3.9% will determine the April 2027 State Pension increase, taking the full new State Pension above £13,000 a year for the first time. Government proposals to change the triple lock from 2030 raise fresh questions about the long-term future of State Pension increases. Less than half (49%) of UK adults aged 18 to 65 believe the State Pension will be available to everyone when they retire, down from 51% in 2025. More than half (51%) expect to work beyond State Pension age, rising to 58% of Millennials. Almost half (48%) of those yet to retire feel their retirement finances are driven mainly by factors outside their control Posted on Wednesday Oct 21

TPT’s DB Superfund successfully clears regulatory assessment The TPT Retirement Solutions Superfund has achieved a successful outcome following The Pensions Regulator’s (TPR) assessment process.TPT’s Superfund is designed to run on and uses a longer-term and diversified investment approach to create additional value over time, which is intended to be shared with members.TPT has secured capital to fund the first £1bn to £1.5bn of transactions and is in active discussions with prospective schemes. Posted on Wednesday Oct 21

3 million pension pots lost worth an average of £6,000 each 34% of people who have worked for multiple employers know the full details of all their previous pension pots, while over a quarter (27%) don't know where some or all of them are. The potential value of forgotten savings is significant, with new Pensions Policy Institute (PPI) research estimating that more than three million pension pots are lost across the UK, worth an average of £6,000 each. Posted on Tuesday Oct 20

DWP launches call for evidence on State Pension deferrals The Department for Work & Pensions has this morning announced a new call for evidence around State Pension deferral, as it looks to understand the reasons why people defer their State Pension, their awareness of their options and the outcomes from their decisions. State Pension deferral allows people to delay claiming their State Pension, providing flexibility over when people claim and may result in a higher weekly State Pension when they claim. Posted on Tuesday Oct 20

Retirement on my mind as more increase pension contributions More than a quarter of consumers (29%) have increased the amount they contribute to their workplace pension in the last 12 months. Similarly, 24% have increased the amount they contribute to their personal pension over the last 12 months. 40% of respondents cite funding their dream retirement as the primary reason for higher contributions Posted on Tuesday Oct 20

Investment reform could support better retirement outcomes New modelling indicates that workplace pension savers could retire with pension pots up to 20% larger under a more value-focused investment approach. Early-career savers could have up to £49,000 more at retirement, while an early-career saver taking a break could have up to £30,000 more and a mid-career saver up to £17,000 more, based on the modelling assumptions. The findings show why investment strategy should be considered alongside contribution levels when addressing the UK’s retirement adequacy challenge. Posted on Monday Oct 19

PPF Sustainability Report 2025/26 The Pension Protection Fund (PPF) has today published its Sustainability Report 2025/26. Five years after establishing its 2020 climate baseline, the PPF has increased the amount of its portfolio covered by climate analysis. Carbon footprint metrics now cover 82 per cent of Fund net asset value, compared with around 30 per cent in 2020/21. Posted on Thursday Oct 15

Pension reform to transform young workers retirement outlook Phased increases to auto-enrolment contributions, like those implemented in Australia, could leave a young worker with £85,000 more in pension savings and enough income to meet the Moderate Retirement Living Standard. Majority of adults say they are willing to pay slightly more into a pension alongside their employer to boost retirement prospects. Contribution reform alone will come too late to address the retirement challenge facing many Gen X workers Posted on Wednesday Oct 14

The pensions Budget survival guide: Keep calm and carry on Savers warned not to make permanent pension decisions in response to speculation ahead of the Budget. Major confirmed changes to inheritance tax and the minimum pension age already warrant attention from savers. Most unused pension funds and death benefits will be brought into scope of inheritance tax from April 2027 Posted on Wednesday Oct 14

Triple Lock shake up strengthens calls for AE reforms A new independent report commissioned on behalf of People’s Pension shows how the proposed reform of the triple lock changes the context for the forthcoming final report of the second Pensions Commission and strengthens the case for higher minimum pension contributions. Under the changes due to come into effect from 2030, the State Pension would broadly track average earnings over time. Posted on Tuesday Oct 13

PPF publish latest PPF7800 figures for September 2026 This update provides the latest estimated funding position, based on adjusting the scheme valuation data supplied to The Pensions Regulator as part of the schemes’ annual scheme returns, on a section 179 (s179) basis, for the defined benefit pension schemes potentially eligible for entry to the Pension Protection Fund (PPF). Posted on Tuesday Oct 13

Equitable pension provisions fail closing gender pension gap 91% employers are concerned about the growing retirement adequacy challenge. 9 in 10 employers believe that their pension provisions are equitable. Results reveal that career breaks can account for up to 20% reduction in pension pots Posted on Tuesday Oct 13

September brings volatility and slight funding deterioration The ‘growth focused’ scheme funding level finished September slightly lower, reducing from 94.2% funded to 94.0% funded over the month, but experienced a volatile month with funding fluctuating by 1.2 percentage points. Similarly, the ‘matching focused’ scheme funding fell back slightly more, by 0.6 percentage points from 89.8% at the end of August to 89.2% at the end of September. Funding was less volatile with the fluctuation over the month being lower at 0.7 percentage points Posted on Tuesday Oct 13

Could employers be the key to better pension engagement? Millions are not saving enough for retirement and are disengaged from their pension, particularly among midlifers; two in five people aged 40–54 have not interacted with their pension in a year. Employers could close the gap; only 16% of employers currently provide guidance on preparing for retirement but new L&G research suggests they can have a huge impact Posted on Monday Oct 12

Lost Pensions 2026: Over 3 million pension pots remain lost The Pensions Policy Institute (PPI), the UK's leading independent authority on pensions and retirement policy, has today published its Lost Pensions: The scale of the challenge survey results revealing over 3 million UK pension pots remain lost. Posted on Monday Oct 12

Footsie flies higher as oil prices ease The Footsie climbs in early trade as oil prices ease, offering some respite after a volatile week, although Brent still hovers around $103 a barrel. Fresh questions over OpenAI’s revenue outlook have unsettled AI investors, reigniting concerns about valuations and the vast spending needed to build the technology. Gold rises as the dollar weakens and oil prices ease, while resilient Chinese exports help give mining stocks a spring in their step. Airtel Money begins conditional dealings in London at 196p a share, valuing the business at £5.3 billion and offering a welcome boost to the UK’s IPO market. Posted on Friday Oct 9

Trustees must decide do I consolidate or go it alone? Speaking at the Professional Pensions Trustee Senate earlier today, Nausicaa Delfas, Chief Executive of The Pensions Regulator, set out why, with a clear reform agenda ahead, now is the time for trustees to act and take the decisions that will deliver a sustainable income in retirement for millions. Posted on Thursday Oct 8

Superfunds top the shortlist of DB Trustees endgame options Superfunds have moved to the top of the endgame shortlist among DB trustees surveyed, with 57% currently considering consolidation into a superfund as an endgame option for their scheme. Superfunds were ranked as the most commonly considered endgame option in the survey, ahead of capital-backed journey plans, buyout, DB master trust consolidation and run-on. Trustees surveyed expect the superfund market to gather pace, with 95% believing transactions will become more common over the next two years Posted on Thursday Oct 8

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