The Pensions Regulator (TPR) is paving the way for an expansion in the collective defined contribution (CDC) market which could help more savers to achieve a higher, more predictable retirement income. Posted on Friday Dec 19
The Aon UK DC Pension Tracker rose over the quarter, with all savers expected to see an increase in their expected future living standard in retirement.Positive benchmark investment performance over Q3, particularly in equity markets, has pushed all savers closer to the next Retirement Living Standard, in spite of recent rises in required income for a Moderate or Comfortable standard.Despite the changes announced in the Budget, salary sacrifice still provides a valuable benefit to employees. Posted on Thursday Dec 18
Just a third (33%) have spoken to their family about pensions in the last year – far fewer than those who regularly discuss household bills (48%) or inflation (41%)Almost one in three people (30%) feel uncomfortable talking about money with their family Posted on Wednesday Dec 17
Aon has said that its Global Pension Risk Survey 2025/26, has shown that derisking continues to be the dominant theme in the asset allocation strategies of UK defined benefit (DB) pension schemes. Posted on Wednesday Dec 17
DB Schemes that reduce climate transition plans to a simple tick box exercise are likely to increase investment risk or reduce returns, warns Hymans Robertson. Posted on Tuesday Dec 16
Ian Bell, partner and head of pensions at RSM UK, predicts the key issues and trends that are likely to be at the forefront of the pensions sector next year, including: Digital transformation. Improved AI governance. Growth of megafunds. Record year for insurance de-risking. Pensions Commission shapes the future Posted on Tuesday Dec 16
More than 250,000 additional 60–64-year-olds are now in relative income poverty compared with 2010, as the State Pension age has risen. When the State Pension age rose from 65 to 66, the percentage of 65-year-olds in income poverty more than doubled from 10% to 24%, with further raises likely to have the same impact unless changes are made. Standard Life Centre for the Future of Retirement calls on the government to put in place policies to mitigate the negative effects of raises Posted on Tuesday Dec 16
The Pensions Regulator (TPR) is driving a transformation in how the pensions industry uses data and digital technology to deliver improved outcomes for savers. With an ambition to innovate and collaborate, Paul Neville, Executive Director of Digital, Data and Technology (DDaT) shares the latest vision, opportunities and priorities, developed through a newly established industry working group, to see schemes harness the power of technology to shape better retirements. Posted on Monday Dec 15
Commenting on the future of the pensions landscape in 2026 and reflecting on 2025, Calum Cooper, Head of Pensions Policy Innovation, Hymans Robertson, says: “Looking ahead to 2026, the UK pensions landscape is poised for significant transformation. Posted on Monday Dec 15
The traditional model of derisking defined contribution (DC) pension schemes into default investment strategies is increasingly out of step with how today’s members retire, says Hymans Robertson, as it launches its first paper Building resilience in de-risking strategies for UK DC members, in the firm’s new DC Futures series. Posted on Friday Dec 12
Alongside targeted support proposals, the FCA also launched a Consultation Paper containing a package of proposals to help consumers navigate their financial lives and support growth. Posted on Friday Dec 12
Former Pensions Minister Sir Steve Webb (Partner at LCP), today speaking at the Society of Pension Professionals (SPP) webinar on the State Pension and its interaction with occupational pension schemes, drew attention to the issue of pensions adequacy. Posted on Thursday Dec 11
The Minister for Pensions, Torsten Bell MP, addressed a full house of finance, HR and pension professionals at a lunch event hosted by Quantum Advisory at the Twenty Ten Clubhouse, Celtic Manor Resort in Newport on 4 December. Posted on Thursday Dec 11
30% of schemes currently pass some or all of NIC savings to members. 13% of schemes believe it’s highly likely they will need to review current pension contribution structures following the budget Posted on Thursday Dec 11
Fidelity International launches ‘No boss, No Pension’ campaign to raise awareness about the critical retirement savings gap facing UK entrepreneurs. Fidelity’s analysis highlights the growing self-employed pension gap, as entrepreneurs face the prospect of working for four years longer than employees to achieve the same retirement income. The average employee aged 45–54 has £70,800 in pension savings, compared with just £3,300 among the self-employed, government data shows. One in eight UK workers (13%) are self-employed, yet they receive only 2% of total pension income tax relief Posted on Wednesday Dec 10
Fully hedged scheme sees funding position decrease by 0.8 percentage points to 71.7% through November. 50% hedged scheme sees fall of 0.7 percentage points to 108.4%. Minimal volatility during the month in the run up to and following the Budget Posted on Wednesday Dec 10
The Society of Pension Professionals (SPP) has responded to the current MHCLG consultation on access and fairness within the Local Government Pension Scheme (LGPS) in England and Wales. The public consultation closes on 22nd December 2025. Posted on Tuesday Dec 9
Broadstone and Gallagher comment on latest PPF7800 figures for November showing the aggregate surplus of the 4,838 schemes in the PPF 7800 Index increased by £2.7 billion through November 2025 and £22.1 billion across the last 12 months, rising to £257.6 billion in surplus.
New guidance consolidates all administration expectations for trustees, scheme managers and administrators at a pivotal moment for the pensions industry. Posted on Tuesday Dec 9
This update provides the latest estimated funding position, based on adjusting the scheme valuation data supplied to The Pensions Regulator as part of the schemes’ annual scheme returns, on a section 179 (s179) basis, for the defined benefit pension schemes potentially eligible for entry to the Pension Protection Fund (PPF). Posted on Tuesday Dec 9
UK DB pension schemes continue to enjoy extremely positive funding positions, with XPS Group estimating aggregate surpluses of £252bn on long-term targets, up from £187bn the year prior. Scheme assets dipped slightly over November 2025, as a modest rise in bond yields reduced the value of matching assets, and global equities delivered softer than expected returns. Liabilities also eased marginally, driven by a small rise in gilt yields. Posted on Tuesday Dec 9
A landmark study by PensionBee, a leader in the consumer retirement market, and The Open University has uncovered a striking ‘legacy gap’ between gay and straight men – not in how much they save for retirement, but in why they save. Posted on Monday Dec 8
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