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The European Insurance and Occupational Pensions Authority (EIOPA) has published today a Consultation Paper on its revised proposal for preparatory Guidelines on product oversight and governance arrangements by insurance undertakings and insurance distributors (POG Guidelines). |
The scope of the preparatory Guidelines has been extended and, besides provisions dedicated to manufacturers of insurance products (Chapter 1), they now include provisions on firms distributing such products (Chapter 2). Due to their nature as preparatory Guidelines the proposed Guidelines aim to support national competent authorities to take all necessary steps to prepare the implementation of the IDD provisions and to promote convergent national approaches in the run up to the implementation of IDD. In view of their preparatory nature, it is envisaged to publish the final Guidelines only once the IDD has been officially adopted and published in the Official Journal of the EU. The preparatory Guidelines also seek to promote cross-sectoral consistency with similar provisions on product oversight and governance to those already adopted or envisaged in the banking and securities sectors. In Chapter 1, EIOPA specifies procedures for designing insurance products, strengthening control before the launch of products and monitoring their performance. Chapter 2 provides guidance on product distribution arrangements and preparatory steps before products are distributed. The consultation period will end on 29 January 2016. Please note that comments submitted after the deadline or not submitted on the provided template cannot be processed. The consultation paper and the template for comments can be viewed here: |
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