General Insurance Article - Mobile phone use at the wheel can be reduced by insurers


Mobile phone use at the wheel can be reduced, with insurers playing a role, says Selim Cavanagh, Vice president Telematics at Wunelli.

 Welcoming the first planned mobile phone enforcement campaign of 2017, from Monday 23 – Sunday 29 January, Selim Cavanagh, Vice President Telematics at Wunelli, said: “With 8,000 drivers caught in last year’s week long campaign, it’s clear that there needs to be a complete re-education and shift in attitudes towards this offence. At the end of the day, anyone using a mobile phone whilst driving is breaking the law and risking their life and the lives of others in the process.

 “Thanks to the increasing sophistication of telematics data analytics, most telematics insurance products enable insurers to detect whether a motorist is using a smartphone at the wheel – whether hands free or hand held. In fact a driver using a mobile phone produces data similar to that of a drunk driver. With this knowledge the possibility opens up to engage, educate and incentivise customers to drive more safely.

 “What’s more, consumers who don’t use their mobile phone at the wheel want that fact to be reflected in their premium. LexisNexis Risk Solutions research conducted with Consumer Intelligence found that 78% of motorists think that the price they pay for insurance should be linked to their driving behaviour. Furthermore, 60% think avoiding any type of mobile phone use – including both text and calls – should be a top factor used by insurers in offering lower premiums

 “It’s clear that consumers want to be rewarded for driving safely and particularly if they can prove that they don’t use their mobile phone whilst doing so. Telematics based motor insurance can help open up that exciting possibility for insurers.”
  

Back to Index


Similar News to this Story

IPT rakes in extra GBP123m for HMRC
HMRC tax receipts update shows that Insurance Premium Tax (IPT) receipts recorded a total of £1.03 billion in July 2025, an increase of £68 million on
Heading to Reading keep safe and hang onto your essentials
As the UK gears up for a bank holiday weekend of festivals and outdoor events, The AA is urging attendees to drive safely and keep track of their belo
Car premiums fall but repair and theft costs rev up claims
The latest data from the ABI’s quarterly premium tracker shows that the average cost of motor insurance has fallen by £60 over the past year. For the

Site Search

Exact   Any  

Latest Actuarial Jobs

Actuarial Login

Email
Password
 Jobseeker    Client
Reminder Logon

APA Sponsors

Actuarial Jobs & News Feeds

Jobs RSS News RSS

WikiActuary

Be the first to contribute to our definitive actuarial reference forum. Built by actuaries for actuaries.