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DC providers adapting to modern retirement behaviours

Five-year review shows material rise in growth asset allocations across both accumulation and retirement phases. Retirement strategies increasingly aligned to drawdown behaviour, with reduced cash and broader credit exposure. Q4 market backdrop reinforces the benefits of diversified, growth-aware design
Posted on Friday Mar 6

New data shows shift from savings system to pensions system

More than 13 million members are now in DC schemes offering drawdown, new data reveals. Ahead of guided retirement duty, larger schemes are leading the way in supporting members at retirement. With over two fifths of DC schemes still offering no decumulation products, TPR urges smaller schemes to act or consolidate in savers’ interests
Posted on Thursday Mar 5

Trusteeship strengths and cautions on DWP consultation

The Association of Professional Pension Trustees (APPT) has submitted its response to the Department for Work and Pensions (DWP) consultation on Trust-based pension schemes: Trustees and governance, building a stronger future.
Posted on Thursday Mar 5

When life happens pensions pause

Over a third (37%) of UK adults with a private pension who have experienced a major life event say they have reduced, paused or stopped pension contributions as a result. Career breaks (45%), redundancy (44%) and becoming self-employed (33%) are among the top life events that impact pension saving. The average time pension contributions are paused due to life events is two years. Yet 62% who are yet to retire believe they can still make up the difference
Posted on Thursday Mar 5

TPRs DB universe projection model report

The defined benefit (DB) pensions landscape is undergoing transformation unlike anything seen in decades. Improved funding positions, legislative changes, and new consolidation options are reshaping the market - and trustees and employers need to respond.
Posted on Wednesday Mar 4

Trustees to create FTSE type frameworks for DC consolidation

Consolidating DC market puts more pressure on trustees to evolve rapidlyIn the DB market, Broadstone supports minimum standards for administration and encourages policymaking that supports both dominant end-game paths. Broadstone has responded to the Department for Work & Pensions’ (DWP) consultation on trustee and governance.
Posted on Wednesday Mar 4

A holding position for pensions after the Spring Statement

It’s business as usual for pensions following the Spring Statement. Budget aftershocks continue to reshape retirement planning. Pension Schemes Bill and Commission set to define the year ahead
Posted on Wednesday Mar 4

Industry comments on the Spring Statement

Hymans Robertson, IG, Broadstone and Rathbones comment on the Spring Statement
Posted on Tuesday Mar 3

Government urged to withdraw mandation from Pensions Bill

Pensions UK is calling on the Government to withdraw the power that would allow it to direct how pension schemes invest UK workers’ retirement savings from the Pension Schemes Bill.

Posted on Tuesday Mar 3

Conflicts of interest arise for professional trustee firms

The Association of Consulting Actuaries (ACA) has submitted a response to the Department for Work and Pensions (DWP) consultation on trusteeship and governance in trust-based pension schemes. The ACA says that the current system largely functions well, with the majority of large schemes operating effectively.
Posted on Tuesday Mar 3

Build on strengths of pension trusteeship

The Society of Pension Professionals (SPP) has responded to the current DWP consultation, Trust-based pension schemes: Trustees and governance, building a stronger future. The consultation seeks industry views on proposals designed to ensure that trusteeship, governance and administration standards keep pace with the evolving pensions landscape.
Posted on Monday Mar 2

VFM reforms to expose weaknesses of legacy technology

VFM reforms to expose weaknesses of legacy technology for both pension schemes and employers. Value for Money (VFM) framework likely to stimulate significant investment as providers strive to meet the new operational and data requirements.
Posted on Monday Mar 2

Pension Credit applications down by 36 percent

New research on Pension Credit journeys conducted by the DWP shows that beyond high-level understanding of what Pension Credit was and who it was for, understanding of eligibility criteria remains low.
Posted on Thursday Feb 26

Call for stability ahead of Spring Statement

Ahead of the Spring Statement, PensionBee is warning that further adjustments to pension policy would only add to saver uncertainty, urging the Government instead to commit to long-term stability.
Posted on Thursday Feb 26

PPF confirms zero levy for 2026/27

PPF confirms it won’t charge conventional DB schemes a PPF levy next year. Proportionate risk-based ACS levy will be maintained; PPF will work with industry to evolve its methodology over the course of 2026/27
Posted on Thursday Feb 26

Women out save men in self assessment month

Women paid more into their pensions than men in January 2026, for only the second time in PensionBee’s history. Female customers contributed 104% of the amount men contributed, despite accounting for only 42% of total customers.
Posted on Wednesday Feb 25

Men aged 62-65 have DB pensions twice the size of women's

Analysis from the DWP on the cohort of adults aged 62-65 and approaching State Pension age explores their preparation for retirement and pension adequacy.
Posted on Tuesday Feb 24

Minimum standards led by trustees is the right way for ISPs

Lumera provides its views on the Department for Work and Pensions (DWP) consultation on trustees and governance.
Posted on Tuesday Feb 24

ESG considerations as DB endgame strategies evolve

Cadi Thomas, Head of Sustainable Investment at Isio, comments on ESG considerations as DB endgame strategies evolve
Posted on Monday Feb 23

AI til I die the rise of ChatGPT etc in retirement planning

Pension savers are increasingly relying on AI rather than financial guidance and advice websites to kickstart their retirement planning, according to data analysed by PensionBee, a leading online pension provider.
Posted on Monday Feb 23

Prepare for the retirement smile

New data out today from the Office for National Statistics (ONS) shows that despite modest increase in overall life expectancy, the number of years which can be expected to be spent in good health has fallen to its lowest level since the ONS began collecting healthy life expectancy (HLE) data.
Posted on Thursday Feb 19

SKIing into retirement as 1 in 7 spending kids inheritance

Upcoming changes bringing pensions into scope of inheritance tax from April 2027 are influencing plans, with nearly a third of UK parents (29%) reconsidering how they will use their pension. A different kind of SKI: One in seven (15%) parents plan to prioritise enjoying their money now over leaving an inheritance. Almost two-fifths of UK adults (37%) expect to receive an inheritance, with 9% relying on it as part of their financial plan
Posted on Thursday Feb 19

State Pension progress for women but vulnerabilities exist

Data shows a 1.9% rise in people claiming the State Pension in the 12 months to August 2025, bringing the total to 13.2 million. 5 million are now receiving the New State Pension, up 740,000 year-on-year. Average weekly State Pension payments hit £210.73, an increase of £8.78 since August 2024.66% of Pension Credit recipients are women as of August 2025.
Posted on Tuesday Feb 17

Could you turbo charge your pension before the tax year end

‘For many savers, it’s a case of “grab tax relief while you can”’ 5 April deadline to use up some annual allowance. No guarantee higher and additional rate pension tax relief will be around forever. 2029 salary sacrifice cap forms incentive to ‘grab it while you can. ’Bonus sacrifice or lump sum contribution could turbo-charge retirement pot. Tapered annual allowance and ‘carry forward’ explained
Posted on Tuesday Feb 17

Roles need clarification for CDC code of practice

ZEDRA have welcomed The Pensions Regulator’s new Consolidated Code of Practice for Collective Defined Contribution (CDC) schemes, describing the introduction of a clearer and more structured authorisation journey, particularly for multi-employer CDC arrangements, as a positive and necessary step forward.
Posted on Monday Feb 16