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Industry comments on latest PPF 7800 figures for August 2025

Broadstone, Standard Life and Gallagher comment on the latest PPF figures as the aggregate surplus of the 4,969 schemes in the PPF 7800 Index dipped by £2.2 billion through August 2025, decreasing from £241.1 billion to £238.9 billion in surplus. The funding ratio rose by 0.4 percentage points to 128.1% and the number of schemes in surplus fell to 3,638 but still represented nearly three-quarters (73.2%) of all schemes in the universe.

Posted on Tuesday Sep 9

Stark evidence of growing pension inadequacy

Hymans Robertson has published a new paper ‘Falling into a retirement adequacy crisis’, outlining the evolution of the pension adequacy problem as part of its newly launched ‘Pensions Adequacy Project’.
Posted on Tuesday Sep 9

PPF publish latest PPF7800 figures for August 2025

This update provides the latest estimated funding position, based on adjusting the scheme valuation data supplied to The Pensions Regulator as part of the schemes’ annual scheme returns, on a section 179 (s179) basis, for the defined benefit pension schemes potentially eligible for entry to the Pension Protection Fund (PPF).
Posted on Tuesday Sep 9

How to avoid outliving your pension in retirement

Analysis predicts pension pots could last anything from a lifetime to just 13 years, depending on the withdrawal and investment returns. This comes as FCA retirement income data shows that over 225,000 individuals made annual pension withdrawals of 8% or more in 2023/24
Posted on Tuesday Sep 9

DB pension surpluses hit record values

UK DB pension surpluses hit record £223bn, XPS analysis shows XPS Group estimates that the aggregate surplus of UK pension schemes against long-term funding targets remains extremely positive reaching record levels of approximately £223bn up £50bn over the last 12 months including £11bn over the last month alone.
Posted on Monday Sep 8

Rush for tax free cash as withdrawals soar 72 percent

The UK’s pension savers rushed to withdraw their 25 per cent tax-free cash in unprecedented volumes in the 2024/25 financial year, data obtained by Evelyn Partners reveals.
Posted on Friday Sep 5

Ross Kemp and Bola Sol partner in Pension Attention campaign

Today marks the launch of the fourth Pension Attention campaign, fronted by TV star Ross Kemp and pension trainer Bola Sol, for its latest iteration: strengthen your pension.
Posted on Friday Sep 5

Expectations vs realities of the Turner Commission

The Pensions Policy Institute (PPI) has published 20 years on: Expectations vs realities of the Turner Commission, authored by Shantel Okello, Policy Researcher. This research output, kindly sponsored by the Department for Work and Pensions (DWP) assesses how the Turner Commission’s recommendations and predictions have been reflected in policy reforms and outcomes over the past two decades.
Posted on Friday Sep 5

TPR publish their Occupational DB funding analysis 2025

Broadstone comment as The Pensions Regulator (TPR) publishes its Occupational defined benefit scheme funding analysis 2025 looking at scheme valuations from 22 September 2022 to 21 September 2023
Posted on Thursday Sep 4

Are you Type A or B personality it may shape your retirement

As TikTokers globally label themselves as Type A (Competitive) or Type B (Easygoing) people, Standard Life reveals how the behaviours tied to each personality type could impact your pension. Embracing a Type A pension saving approach could significantly boost your retirement pot, with differences of up to £121,000, depending on your saving habits.
Posted on Thursday Sep 4

Confidence in comfortable retirement on the rise

One in three UK workers (33%) now feel very or extremely confident about retiring with a comfortable lifestyle, up from 22% in 2023. Confidence is highest among younger workers and men, with 55% of 25-34-year-olds and 43% of men expressing strong optimism. Significant gaps remain, with just 23% of women and 18% of low-income workers feeling confident about their retirement prospects.
Posted on Thursday Sep 4

Record high gilt yields drive record DB scheme funding

Fully hedged scheme saw funding position increase by 0.2 percentage points to 71.1% at the end of August. 50% hedged scheme saw largest monthly gain since it has been tracked of a whole 1.8 percentage points through August. Schemes should consider their positions carefully with implications of higher bond yields feeding through to other asset classes.
Posted on Thursday Sep 4

Autumn Budget date confirmed

Broadstone and Rathbones comment as the the Chancellor, Rachel Reeves confirms the date of the Autumn Budget for November 26th 2025.
Posted on Wednesday Sep 3

In depth pension scheme funding analysis

Aon’s In-Depth Pension Scheme Funding analysis, which sets out the approaches to and results of UK pension schemes’ funding valuations completed up to July 2025. It found that:
Posted on Wednesday Sep 3

Employees facing a retirement shortfall in later life

Research from Fidelity International reveals a shift in employees’ savings priorities from housing to retirement as late as their 40s. Two-fifths (40%) of employees want to know how much they need to save to support a comfortable standard of living in retirement. Fidelity highlights the need to help employees navigate the ‘financial balancing act’ they face throughout their working lives.
Posted on Tuesday Sep 2

September lull ahead of Wall Streets return from vacation

FTSE 100’s down c.20 points at the open. Nestle chief Frexie ousted over office fling. US stock futures show little direction. Gold breaks the $3,500 barrier. Oil rises as Ukraine targets Russian energy assets.
Posted on Tuesday Sep 2

PMI and SPP unite to oppose to Government mandation plans

Sector leaders call for refinements to investment powers as evidence is presented to Pension Schemes Bill Committee.
Posted on Tuesday Sep 2

Response to Reform UKs LGPS claims

Reform UK made claims about the Local Government Pension Scheme that Pensions UK does not recognise. The Local Government Pension Scheme is one of the most successful in the world and is already on a reform journey projected to save millions and further enhance the effectiveness of the scheme.
Posted on Monday Sep 1

Savers claim back over £1m emergency tax on pension income

New figures obtained by Royal London reveal the full scale of HMRC’s emergency taxing of pension savers in 2023/24, with some forced to claim back six-figure sums. HMRC is promising quicker refunds in 2024/25 but emergency taxes still remain. Royal London is urging retirees to consider making their first withdrawals modest to avoid unexpected taxes
Posted on Monday Sep 1

Key surplus release pointers for Pension Schemes Bill

In evidence to the Public Bill Committee on the Pension Schemes Bill, the Association of Professional Pension Scheme Trustees (APPT) has commended the Government’s efforts to modernise DB scheme regulation and unlock value in a prudent, member-focused way. The APPT says professional trustees are ready to play a central role in implementing a fair and transparent surplus framework that balances security, flexibility, and economic contribution. APPT would welcome the opportunity to engage further as the legislation progresses.
Posted on Monday Sep 1

Top Tips to help those close to retirement prepare

Ahead of Pension Awareness Week on the 15th September, please see below for tips on how to help those close to retirement prepare from Robert Cochran, Retirement Expert at Scottish Widows.
Posted on Monday Sep 1

Targeted Support should compliment not cannibalise advice

As consultation closes, number of significant details remain outstanding. • Which customer groups could benefit from Targeted Support?
Posted on Friday Aug 29

Wedding bells like Taylor and Travis remember your pension

With Swifties celebrating Taylor and Travis’s Love Story this week, Standard Life shares the key things for couples entering their own wedding era to bear in mind about their pension pot
Posted on Thursday Aug 28

Targeted support plans for pensions backed

The Society of Pension Professionals (SPP) have responded to the latest FCA consultation, “Supporting consumers’ pensions and investment decisions: proposals for targeted support”.
Posted on Thursday Aug 28

Comments on DWPs latest figures on Pension Credit claims

Just Group and PensionBee comment Data released by the Department for Work and Pensions (DWP) this morning provides an update on Pension Credit claims in the year since it was announced (on 29 July 2024) that the Winter Fuel Payment (WFP) would be restricted to those receiving Pension Credit. In the year since that announcement (29 July 2024 to 27 July 2025), claims have jumped 44% rising by 98,200 extra applications to 320,300 compared to the comparable period in 2023/24. 181,100 Pension Credit claims were cleared and awarded in the year since the WFP announcement; an increase of 46% increase or 57,200 extra claims compared to the year previous.
Posted on Thursday Aug 28