General Insurance Article - A growing crime in the garden


     
  •   One in twelve over 50s is a victim of garden theft
  •  
  •   Average garden claim worth £620

 At a time when there are suggestions about older homeowners downsizing it appears that while our homes may be more than just bricks and mortar, it's actually the garden that makes a house a home for today's over 50s with 44%* citing the garden as one of its most important features. However, our horticultural havens can easily turn into a source of stress. One in twelve (8%)* over 50s have had items stolen from their garden and Saga Home Insurance's own claims analysis shows that the average cost to replace stolen or damaged items is £620.

 Gardens are hugely important to Britain's over 50s with one in eight (13%)* stating they would not consider moving because of their garden. Half say their garden is where they relax (48%)* and a fifth (18%)* feel that their garden is an escape from the world.

 Two thirds** (67%) of all UK adults say they keep items ranging from barbecues and water features to a myriad of ornamental animals, pixies and gnomes in their garden and this figure increases to 78% for the over 50s. A quarter (24%) of gardeners over the age of 50 say they have over £250 worth of these items alone in their gardens.

 Roger Ramsden, Chief Executive, Saga Services, commented: "People enjoy creating their perfect garden, often investing a great deal of time and money in doing so, and this is particularly prevalent in the over 50s. With the average garden insurance claim costing around £620 I would encourage keen gardeners to ensure they have the peace of mind of insurance cover for their precious garden possessions."

 Interesting facts about contents of British gardens:

     
  •   Garden gnomes cause particular conflict of opinion as 22% of people think they are fun but 40% find them tacky. Women are greater fans of the humble garden gnome (25% compared to 18% of men) and those in the North West and East Midlands are far more likely to own one (11%) than the national average (7%).
  •  
  •   People in the North East are twice as likely to have ornamental pixies and elves in their garden (13%) as the rest of the country (6%)
  •  
  •   The Welsh are partial to ornamental meerkats in their garden (11%) compared to the national average (4%)
  •  
  •   The over 50s are much more likely to have ornaments and features (78%) than younger age groups (54%) their favourites include bird baths (36%), water features (20%), animals (16%) and gnomes and fairies (9%)
  •  
  •   People in Yorkshire are four times as likely (13%) to have something stolen from their garden as those in the West Midlands (3%)

Back to Index


Similar News to this Story

Final AA BIPI Index published after 25 year run
The final AA British Insurance Premium Index (BIPI), for the fourth quarter of 2018, records that insurance premiums are on the rise again as both car
Employers struggle on supporting workers financial wellbeing
Research carried out by pension and investment company Aegon reveals that employers struggle to understand if and how they should be supporting staff
Research reveals major flaws in commercial cyber insurance
Mactavish, the UK’s leading expert on insurance governance, says there has been a surge in businesses buying specialist cyber insurance, but it warns

Site Search

Exact   Any  

Latest Actuarial Jobs

Actuarial Login

Email
Password
 Jobseeker    Client
Reminder Logon

APA Sponsors

Actuarial Jobs & News Feeds

Jobs RSS News RSS

WikiActuary

Be the first to contribute to our definitive actuarial reference forum. Built by actuaries for actuaries.