General Insurance Article - Men are 9 times more likely to break a bone than women


Whether it is clumsiness or genuine bad luck is difficult to say, but new figures out today show that men are much more likely to suffer a broken bone than women.

 The figures from insurer Friends Life show that last year only 13% of claims for broken bones came from women with the remaining 87% from men.
  
 The cause of the majority of broken bones were sports and hobbies, with factures from bike-related incidents (both pedal and motor powered) the most common. However, the second most common cause was “slipping or falling”.
  
 Chris Pollard, Head of Underwriting, Claims & Customer Services at Friends Life, said:
 “It’s difficult to explain exactly why men seem so much more accident prone than women. As the majority of claims were sport-related injuries it might be to do with men’s tendency to show off – a trait many men are all too familiar with. Or in reality it could be that women are just a lot more careful and a lot more sensible than men and don’t put themselves in the position where something might break.”
  
 Overall, Friends Life paid out £550,800 for fractures in 2014, more than double the amount from the year before. The youngest claimant was 19 with the oldest being 71.
  
 Fracture Cover is an optional extra available with any Friends Life Protect+ policy.

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