HMRC’s latest Capital Gains Tax (CGT) data shows receipts of £198 million for August 2026, compared to the £190 million recorded in August 2025. This follows receipts of £194 million in July 2026.
According to this morning’s HMRC data, Insurance Premium Tax (IPT) receipts have continued to rise in the first quarter of the 2026/27 financial year, bringing the five-month total (April-August) to £4.49 billion, just scraping below last year’s total of £4.50 billion total across the same period by £11 million.
New Standard Life research reveals Britain’s pension personalities. More than a third (36%) of UK non-retired DC pension savers are pension ‘Wingers’, taking a largely hands-off approach to saving for retirement. Younger savers are most likely to be Wingers, with 45% of 18–34-year-olds falling into the group. Just a quarter (26%) of Wingers feel on track for the retirement they want, compared with two thirds (67%) of ‘Planners’. Standard Life analysis shows increasing employee pension contributions from 5% to 8% could add around £95,000 to an illustrative retirement pot over a working lifetime
Latest public sector borrowing figures show Burnham is in an even tighter fiscal bind. Nasdaq surges to a fresh record high, shrugging off AI bubble concerns. Meta’s Muse AI agent hits number 1 for downloads on Apple’s App Store, fuelling fresh enthusiasm around the next phase of AI adoption. Brent crude edges higher to around $102 per barrel after falling for four consecutive sessions. FTSE 100 futures indicate a slightly higher start with energy giants in focus. Uncertainty lingers about the outcome of talks scheduled alongside the UN General Assembly. RAF involvement in defending Saudi underlines the complex nature of the conflict.
The FCA is partnering across sectors to expand protection insurance coverage for millions of unprotected people. While the market is working well for consumers who have protection insurance, millions of people remain unprotected.
The Middle East conflict has introduced material claims cost inflation risk for motor insurers. We explore whether the patterns of excess inflation in 2021–2023 are a guide to the potential impact. As the world re-opened for trade in 2021 following COVID-19, measures of price inflation increased markedly in most major economies, fuelled by a combination of the disruption to supply chains from COVID-19 – disruption that was significant, wide ranging and long-lasting – and by increases in demand following the forced inactivity and reduced spending during the COVID-19 lockdowns.
FTSE 100 set to open higher, clawing back some of Friday’s losses as crude prices retreat on hopes that fresh negotiations could lead to a breakthrough in the Iran conflict. Brent crude has fallen back to around $101 a barrel, easing some of the immediate inflation pressure, although the situation around the Strait of Hormuz remains highly complex and dangerous. Trump-Xi talks on Thursday are firmly in focus, with investors watching for progress on tariffs, rare earth exports and access to advanced US chip technology, although Taiwan and AI tensions remain potential tripwires.
Pensions can represent a large part of a couple's wealth, but their value is not directly comparable with cash or property. A pension may not be accessible for years, its benefits may be taxable, and a defined benefit scheme can provide an income that is difficult to express as a simple capital figure.
The Pensions Regulator (TPR) has published research showing pension schemes want to invest in private market assets, but are facing barriers including capability and knowledge gaps, fees and a lack of suitable investment opportunities.
Millions could soon discover forgotten pension pots as pensions dashboards connection deadline approaches. With just over one month until pension schemes and providers within the legal scope must connect to the Pensions Dashboards Programme ecosystem, PensionBee is urging savers to get organised now rather than wait for dashboards to expose years of forgotten pension savings.
First came the ‘proteinmaxxing’ social media trend, helping gym-goers track every nutritious morsel consumed as part of fitness regimes. Then came ‘sleepmaxxing’, with people sharing how-tos on getting the best night’s kip. People spend several hours a week tracking workout macros or perfecting sleep routines but often consign pension admin to the “too hard to handle” box.
The insurance and long-term savings sector is over a fifth of the way towards its commitment to invest £100 billion in UK productive assets across the next decade, with the latest figures confirming progress of £22.8 billion since 2024. The update report published today by the ABI shows £11.5 billion was invested across 2025.
With nominations closing on 20th September this is your chance to nominate someone for Stars of the Future 2026, sponsored by Star Actuarial Futures. It’s vital to remember that we all started somewhere and becoming an actuary is no easy feat. We relish acknowledging the emerging talent within the actuarial market and celebrate the ones to watch with our Stars of the Future Awards. All the finalists are celebrated and highlighted with three lucky winners taking home an award
Hymans Robertson, PensionBee, Hargreaves Lansdown and MetLife comment as The Bank of England keeps Bank Rate on hold at 3.75%. Policymakers voted 6-3 to make no change, with three members voting for an increase by 0.25 percentage points. The Fed moved first, given the US economy is growing more robustly, with resilient spending, strong productivity and investment, while demand remains weaker across the UK.
Member communications should be treated as a core part of buy-out planning and not simply a ’box-ticking’ activity, warns Hymans Robertson in its paper, ‘Getting member communications right on the journey to buy out’. Its research reveals that for two thirds (67%) of members’ confidence in their pension being paid for life is their top priority and clear communication is key to instilling this confidence.
The recent earthquakes in Venezuela, Colombia and Peru have rightly focused attention on physical damage, business interruption and catastrophe losses. Yet for Financial Lines insurers and buyers, perhaps the more important question is not what has fallen down, but what will be investigated, litigated and scrutinised in the months and years that follow. The Colombian earthquake has already highlighted potential exposures for businesses, infrastructure operators and public authorities.
More than half of advised individuals (52%) say only one partner attends review meetings regularly, while 26% report adult children are not involved in financial planning at all. Over one in five advisers (21%) admit that beneficiaries are not involved in annual review meetings. Nearly a fifth (19%) do not feel recognised as an individual by their adviser
FTSE 100 opens higher as crude prices fall slightly and a pause decision on interest rates is expected from the Bank of England. Fed turns up the heat on inflation, with one more US rate hike pencilled in this year. AI investment boom faces a new test as investors question whether hyperscaler spending can keep accelerating. King Charles’s AI summit brings tech giants together as debate intensifies over safety, guardrails and the pace of development.
A Category 5 hurricane making landfall in Miami or Tampa Bay could generate insured losses of USD 300 billion or more which would be larger than any recorded single-event insured loss to date. A repeat of the 1926 Great Miami Hurricane, a Category 4 storm, could cause around USD 200 billion in insured losses today. Hurricane Andrew following its 1992 track today could generate insured losses close to USD 100 billion, showing how a roughly 20-mile difference in landfall can dramatically change the outcome.
In his role, Geoff will lead TPT’s Trustee Services team, which supports Verity Trustees Limited in overseeing its portfolio of pension schemes. He will also work closely with the new trustee boards supporting TPT’s CDC and Superfund propositions, helping to establish strong relationships and effective ways of working as these solutions develop.
In 2023, the conversation in the motor insurance market was dominated by record premium costs[i], intense shopping activity and fierce competition for customers. By the end of 2025, the picture looked quite different. Premium inflation had eased through much of 2025, shopping and switching had levelled off, and consumers appeared more willing to stay with their existing insurance provider. However, the latest LexisNexis® Insurance Demand Meter U.K. for H2 2025, alongside ABI data showing a record £3.2 billion paid out to support motor insurance claims in Q2 2026[ii].
New data published by HMRC today shows that around 16.8 million Adult ISA accounts were subscribed to in 2024 to 2025, up from 15 million in 2023 to 2024. This upward trend is largely attributable to the significant increase in the number of Stocks and Shares accounts (802,000) subscribed to.
Private market allocations in DC default funds could rise from today’s 2%-4% to 15%-30% by 2035. Emerging opportunity for future default funds to invest across private equity, private credit and infrastructure, rather than relying on a single private asset class. Consolidation likely to see 10 to 15 larger UK DC schemes emerge, helping schemes access investment opportunities already common in markets such as Australia and Canada. Potential for between £40bn and £200bn of DC assets to be invested in UK private markets by 2035