The Society of Pension Professionals (SPP) has today announced the election of Calum Cooper, Partner & Head of Pension Policy Innovation at Hymans Robertson, as its next President.
Our cover story comes from Adrian Mincher from Earnix who examines actuarial pricing in insurance today. On this theme we also have Richard York-Weaving and Katie Garner from LCP looking at inflation uncertainty returning as pricing pressures shift. Our regular columnists are also on hand to give their views on current events including Helen Richardson from LexisNexis Risk Solutions on connecting the dots in the fight against insurance fraud and Dale Critchley from Aviva reviews the work that needs to be done now the Pension Schemes Act received Royal Assent.
The 2.2 million young adults who think pensions are pointless because they’ll never be able to retire People’s Pension calls for a reset in how the industry talks to young savers - replacing doom and jargon with clear, practical steps that make retirement feel achievable again
Generation X faces weaker retirement prospects after missing out on both generous final salary pensions and early auto-enrolment. New analysis shows they are almost twice as likely as Baby Boomers to own buy-to-let property - but less likely to hold tax-efficient investments. Experts warn reliance on property could leave many exposed.
Just over a fifth (21%) of adults in the UK are feeling financial regret over their spending habits, with pressures felt particularly strongly by younger generations, according to research from Hymans Robertson Personal Wealth.
Since the FCA took over from the CMR in April 2019, the number of firms authorised to provide claims management services falls from 942 to 483The FCA launched a review into the claims management sector in May amid concerns around poor behaviour and consumer outcomes
FTSE set for soft open as US futures push higher. Housebuilders under pressure as buyer momentum cools. Oil ticks higher as Middle East risk premium lingers. BATS and Broadcom in focus this week
A fifth of adults in the UK are feeling constant ‘financial regret’ over their spending habits, with pressures felt particularly strongly by younger generations, according to research from Hymans Robertson Personal Wealth.
The Society of Pension Professionals (SPP) this week hosted a webinar “Enabling good retirement decision-making” to examine how the pensions industry can encourage members to better understand and engage with their various options at retirement.
TPT Retirement Solutions has found that a significant proportion of defined contribution (DC) savers are aware they are not saving enough for retirement, supporting the findings of the Pension Commission’s Interim Report.
As AI becomes more embedded in business, governments and companies are gaining new ways to monitor, regulate, and respond to one another. The result is a more fragmented and fast-moving policy environment. Featuring Nicklas Berild Lundblad, Director of Research, Pharos Futures Research Group and Chloe Fox, Director Global Tax Policy, PwC Ireland
“It’s not if, but when” is one of the most concerning things I hear when discussing cyber security with the industry. And the evidence to support it is unignorable. Government statistics published last month reveal that just over four in ten businesses (43%) and around three in ten charities (28%) experienced any kind of cyber security breach or attack in the last 12 months. This equates to approximately 612,000 UK businesses and 57,000 UK charities.
FTSE 100 flat as US/Iran tensions de-escalate again. Brent crude at $92, 20% below the 2026 peak. US futures stable after record-close on Wall Street. AI sales drive massive earnings beat for Dell - - shares up 39%Bull run sense check – tech multiples still reasonable
Inconsistent regulation is creating barriers to widespread and rapid carbon capture, transport and storage adoption, but insurance could help to fill critical gaps. Carbon capture, transport and storage (CCS) is one of the few scalable pathways for natural resources companies to reduce emissions, meet regulatory requirements, create new revenue streams, and protect long-term asset value while enabling businesses to continue to use their assets profitably as they decarbonize operations.
A new report from the London Foundation for Banking and Finance (LFBF) and the Institute and Faculty of Actuaries (IFoA) introduces a new framework for understanding AI risks in financial services. It acknowledges that generative AI presents opportunities as well as risks but points to ‘uncomfortable tensions’ – where the same features that make the technology valuable also make it difficult to govern, explain, trust or contain.
Data published by the Department for Work & Pensions (DWP) finds that Pension Credit applications, claims and awards have dropped sharply in the past year.
Fixed income analysis applies sovereign bond yield data to World Cup teams to predict the 2026 finalists in a bond tournament. Colombia stands out across both yield-based measures, while Japan, South Korea and Brazil also feature strongly in the research model. The analysis points to a Japan-Brazil final, combining bond market momentum with a subjective active-management overlay.
New analysis from MS Amlin reveals growing natural catastrophe risk as US data centre development shifts south. Over $600bn of planned data centre investment set for US states highly exposed to tornadoes, large hail and severe storms. Insurer says accelerating AI investment demands more advanced aggregation risk management. MS Amlin has developed an industry-leading database to monitor data centre exposures across its portfolios and lines of business
Middle East tensions and threats to the Strait of Hormuz are driving oil prices higher and unsettling global markets. Rising energy costs are increasing inflation concerns and putting pressure on consumer spending worldwide. Despite geopolitical uncertainty, investor demand for AI infrastructure continues to fuel strong gains in technology stocks. Chipmakers are benefiting from booming AI demand, though rapidly rising valuations look set to trigger concern.
UK defined benefit (DB) pension schemes continue to report improving funding positions across low-dependency, buyout and superfund measures, according to PwC’s Pension Funding Index.
Amid the ongoing tensions in the Middle East, Bitcoin has received a less traction. This is despite a fall over the last 6 months of nearly 50%. I’m a huge believer in diversification, and I’m an advocate of having exposure to pretty much every asset class, so long as it’s both appropriately sized and risk managed. A 0.5% allocation to Bitcoin is no bad thing, for instance. However it’s worth understanding what different investments both are and aren’t. One of the big arguments for Bitcoin is as a store of digital gold.
F.Hinds is a family-owned jewellers with a heritage dating back to 1856. This is the second transaction that Royal London has completed via LCP’s streamlined service in the past six months
Young people face a “financial trilemma”: Saving for retirement, building a house deposit and rising living costs. Pension scheme design can materially affect the timeline for first-time buyers to purchase a home, according to new research from Hymans Robertson.
Nearly a third (31%) of retirees say their standard of living is worse now than before they retired, compared with just one in five (20%) who say it is better. Many retirees say they underestimated both the cost and length of retirement, with 17% saying they would need more money than expected and 16% saying retirement would last longer than they originally thought. Looking back, three in ten (30%) wish they had saved more regularly, while others regret not understanding sooner how to turn pension savings into a sustainable retirement income. Findings come as Pensions Commission report reveals that around 15 million people are currently not saving adequately for retirement.