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Hidden threats, real impacts: gray-zone aggression

Amid a surge in gray-zone aggression acts, WRN partner Elisabeth Braw shares key insights and three scenarios to help risk leaders take action in 2026. Gray-zone aggression has surged in recent years, revealing a critical trend: states engaging in this form of coercion are constantly innovating – making defence a moving target. Unlike traditional military aggression, gray-zone tactics exploit economic, technological, and reputational vulnerabilities. This means resilience cannot rest solely with governments; the private sector is increasingly in the crosshairs.
Posted in: Articles
Posted on: Friday Feb 27

HMRCs large business directorate grabs extra £15.8bn in tax

HMRC’s large business directorate’s close contact approach to managing tax compliance from large businesses has helped HMRC to obtain £15.8 billion in additional tax, which is double the amount from 2021-22. The large business directorate has a return on investment of £95 for every £1 spent on staff pay, which is four times higher than HMRC achieves across all taxpayers. HMRC is now exploring the viability of expanding this close contact approach beyond large businesses to cover other businesses that are complex or high-risk.
Posted on: Friday Feb 27

UK confidence falls, US tech cools and AI triggers job cuts

UK markets set to open higher despite confidence drop. US markets retreat as software gets a rare moment in the light. Block cuts 40% of its staff – AI job displacement or corporate bloat? Oil prices steady as US-Iran talks offer a hint of progress
Posted on: Friday Feb 27

Chinese firms to continue to dominate APAC reinsurers market

Asia-Pacific (APAC) reinsurers’ premiums amounted to $58.6 billion in 2024, representing a decline from $60.2 billion in 2023, mainly due to some reinsurers adopting the IFRS 17 accounting standard. Reinsurers in China continued to dominate the regional market, with a share of 48.7% in 2024. This dominance and the resulting market concentration is expected to remain in the APAC region, according to GlobalData.
Posted on: Friday Feb 27

Pension Credit applications down by 36 percent

New research on Pension Credit journeys conducted by the DWP shows that beyond high-level understanding of what Pension Credit was and who it was for, understanding of eligibility criteria remains low.
Posted on: Thursday Feb 26

An employers guide to the pension salary sacrifice cap

Now the decision to cap the benefit of salary sacrifice on pensions at £2,000 a year has been confirmed; UK employers will need to plan for upcoming changes. So, what can be done to preserve the benefit that currently saves many employers tens of thousands of pounds a year? Here’s some key considerations. First of all, there’s no need to rush or panic. The changes aren’t due until 2029 and with a general election in August 2029 at the latest, it might not even come into effect at all.
Posted in: Articles
Posted on: Thursday Feb 26

New report benchmarks evolving benefits landscape

A new report showing a snapshot of how employers are shaping pensions and benefits in the face of major shifts in regulatory pressure is being launched today by Hymans Robertson.
Posted on: Thursday Feb 26

Call for stability ahead of Spring Statement

Ahead of the Spring Statement, PensionBee is warning that further adjustments to pension policy would only add to saver uncertainty, urging the Government instead to commit to long-term stability.
Posted on: Thursday Feb 26

PPF confirms zero levy for 2026/27

PPF confirms it won’t charge conventional DB schemes a PPF levy next year. Proportionate risk-based ACS levy will be maintained; PPF will work with industry to evolve its methodology over the course of 2026/27
Posted on: Thursday Feb 26

FTSE100 tests new records but NVIDIA numbers fail to impress

FTSE 100 opens flat. Rolls-Royce opens the throttle, WPP profits plunge. US stock futures down despite NVIDIA blowout. Salesforce valuation weakens on modest guidance. Brent crude hovers around $71 per barrel
Posted on: Thursday Feb 26

Women out save men in self assessment month

Women paid more into their pensions than men in January 2026, for only the second time in PensionBee’s history. Female customers contributed 104% of the amount men contributed, despite accounting for only 42% of total customers.
Posted on: Wednesday Feb 25

Pension pitfalls putting employers at growing risk of errors

Employers are facing growing pension risks as rules become more complex and the minimum wage continues to rise. These risks are often hidden, but they can lead to financial loss, compliance breaches and reputational harm if left unchecked. We’re seeing more organisations doing the right thing when it comes to wider benefits like family leave, sabbaticals and salary sacrifice. But these positive changes can have unexpected effects on pension calculations. When processes don’t keep up with change, mistakes start to creep in.
Posted in: Articles
Posted on: Wednesday Feb 25

Smarter approach to communicating our regulatory priorities

The FCA Regulatory Priorities reports mark a new approach that will help to transform our supervision and streamline regulation.
Posted on: Wednesday Feb 25

Sigh of relief as AI disruption fears ease for now

UK markets set to open higher. HSBC delivers 9% profit beat and upbeat guidance. US markets react to a slightly milder AI narrative. Paramount’s latest bid has Warner Bros’ attention. Oil steadies after two-day decline
Posted on: Wednesday Feb 25

M&G completes £270m Bulk Purchase Annuity for Reach plc

M&G have announced a £270 million bulk purchase annuity (BPA), securing the pension scheme benefits of over 3,200 members of the Trinity Retirement Benefit Scheme (the “Scheme”), one of the pension schemes sponsored by media organisation Reach plc (the “Company”). Reach plc is the largest commercial news publisher in the UK and Ireland and owns both national and local titles including the Mirror, Express, Liverpool Echo and Manchester Evening News.

Posted on: Wednesday Feb 25

Men aged 62-65 have DB pensions twice the size of women's

Analysis from the DWP on the cohort of adults aged 62-65 and approaching State Pension age explores their preparation for retirement and pension adequacy.
Posted on: Tuesday Feb 24

Investors on edge over AI fear and tariff uncertainty

FTSE 100 flat as sector performance diverges. Croda narrowly beats forecasts. Gold dips as 15% baseline tariff fails to materialise, copper up again. Chinese stocks strong after New Year’s pause. US stock futures up. IT consulting hit by AI fear trade. Tariffs weigh on US banks and industrials. Brent Crude heads for $72 per barrel
Posted on: Tuesday Feb 24

The cost of cash

Higher rate taxpayers with £30,000 in a taxable cash account earning 4.5% interest could earn £1,350 a year - but gain just £400 with tax and inflation factored in. Higher rate taxpayers only need just over £11,000 in non-ISA cash savings to trigger a tax bill on their interest. The same £30,000 saved into a pension could deliver a gain of over £21,000 in a year for a higher rate taxpayer, thanks to tax relief and investment growth
Posted in: Articles
Posted on: Tuesday Feb 24

Minimum standards led by trustees is the right way for ISPs

Lumera provides its views on the Department for Work and Pensions (DWP) consultation on trustees and governance.
Posted on: Tuesday Feb 24

AI in Insurance

Dive into a frank conversation with Sasha Haco, CEO of Unitary AI, as she unpacks the realities behind automation in insurance. Discover why true transformation isn’t about flashy tech, but about smart, practical integration: start small, leverage human-in-the-loop models, and sidestep common adoption errors. Explore which admin-heavy workflows—from claims to underwriting—are ripe for change and how to unlock quick-wins. Plus, Sasha shares hard-won advice for women building careers in tech-driven insurance. In a world buzzing with AI hype, get clear-eyed guidance on what works, what doesn’t, and why the human element still matters most. The urgency? Competitive advantage is compounding—don’t get left behind.
Posted in: Articles
Posted on: Monday Feb 23

How business leaders overcome barriers to AI adoption

Understanding where to focus on automation versus augmentation, effective leaders reimagine processes to create new forms of human and AI partnerships. As board members and senior executives integrate AI strategically and operationally into their businesses, effective leaders tackle five principal barriers to AI adoption to drive ROI and reduce AI risk. Many board members and senior leaders cite organizational skill deficits as the leading barrier to AI adoption in 2026, in terms of both “hard” and “soft” skills.
Posted in: Articles
Posted on: Monday Feb 23

Young workers locked out of saving

4 in 5 Brits believe younger generations today are financially worse off than 20 years ago. 80% overall said it is harder for younger generations to save today. Nearly three quarters (74%) of over-55s agree young people face tougher financial challenges. Well over half (58%) across all generations say that the cost of living is a major factor. Nearly half (43%) cite the cost of housing as a key reason
Posted on: Monday Feb 23

WTW appoints new Global Lead for P&C Capital Modelling

WTW has announced the appointment of George Lewkowicz as Global Proposition Leader for P&C Capital Modelling within the company’s Insurance Consulting and Technology business.
Posted on: Monday Feb 23

ESG considerations as DB endgame strategies evolve

Cadi Thomas, Head of Sustainable Investment at Isio, comments on ESG considerations as DB endgame strategies evolve
Posted on: Monday Feb 23

AI til I die the rise of ChatGPT etc in retirement planning

Pension savers are increasingly relying on AI rather than financial guidance and advice websites to kickstart their retirement planning, according to data analysed by PensionBee, a leading online pension provider.
Posted on: Monday Feb 23

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