Actuarial Post are delighted to open our 2026 Awards by inviting nominations for Stars Of The Future 2026. You can now nominate someone for Stars of the Future 2026, sponsored by Star Actuarial Futures. It’s vital to remember that we all started somewhere and becoming an actuary is no easy feat. We relish acknowledging the emerging talent within the actuarial market and celebrate the ones to watch with our Stars of the Future Awards. All the finalists are celebrated and highlighted with three lucky winners taking home an award
Aviva research reveals 15% of drivers surveyed don’t think they need to tell their insurer of a change of address. Mistakes could leave millions of UK drivers potentially uninsured. With more than seven in ten (71%) drivers unsure about key aspects of car insurance, Aviva debunks common car insurance myths, from failing to update personal details to a change in estimated annual mileage
Pension Insurance Corporation plc (“PIC”), a specialist insurer of defined benefit pension schemes, has sealed a £58 million partial buy-in with the Institute of Chartered Accountants’ Staff Pensions Fund (the “Fund”), securing the benefits of the 375 members who were not already insured. The transaction represents around 50% of the Fund’s total liabilities.
Artificial intelligence mistakes have emerged as the biggest Professional Indemnity risk facing businesses, as new research suggests the rapid adoption of technology is fundamentally changing the professional liability landscape.
As the U.K. experiences another cycle of extreme heat during the summer months, and with sudden thunderstorms and heavy rainfall remaining a seasonal risk, LexisNexis® Risk Solutions, the data, advanced analytics and technology provider to the insurance market, has uncovered a unique picture of home insurance flood claims and flash flooding risk linked to surface water flooding, typically caused by sudden downpours in urban areas.
Matthew Ford joins Broadstone from Milliman, where he was a Principal in their London life practice, with a particular focus on pension risk transfer and capital management propositions. Prior to Milliman, Matthew gained extensive leadership experience working at both insurance firms and consultancies within the insurance market. He was a Finance Director in the Insurance and Wealth division at Lloyd’s Banking Group, led the London life practice at Willis Towers Watson and was the Actuarial Director at Prudential Assurance Company.
UK Inflation climbs back to 2.9% as higher energy bills add to the squeeze on households, while private-sector pay growth slows to 2.8%, leaving wages struggling to keep pace with prices. Middle East tensions keep markets on edge, with Brent crude hovering around $91 a barrel. Tech stocks are bearing the brunt, with sharp falls across Asian markets. The FTSE 100 has some insulation from the sell-off, thanks to its relatively light technology weighting, with the index flat at the open. Bond yields are turning up the heat, as persistent inflation worries, heavy government borrowing and swelling debt piles make investors demand greater returns for holding government debt.
With a little over two months to go until Chancellor John Healey's first Budget on Wednesday 28 October and a persistent fiscal imbalance, PensionBee has looked at the parliamentary voting records of five people who will shape it: Prime Minister Andy Burnham, Chancellor John Healey, Chief Secretary to the Treasury Emma Reynolds, Work and Pensions Secretary Pat McFadden, and Pensions Minister Torsten Bell.
We know about it, we talk about it all the time (at least in the retirement savings world!) but because of the way our brains are wired and the mental gymnastics required to really get our head around the power of compounding, the reality (cliched or not) is that we persistently undervalue its true potential. Our brains are hard wired to think in linear terms and therefore the exponential growth available with compounding does not naturally compute for us. We assume saving more later roughly compensates for saving less earlier.
Beazley Security’s Q2 2026 Quarterly Threat Report finds agentic AI reshaping vulnerability research far faster than it is changing how attackers break in. Disclosed vulnerabilities increased 36% in Q2, while confirmed exploitations in the wild only grew 10%. Compromised credentials remained the leading initial access vector, accounting for 67% of ransomware intrusions investigated by Beazley Security. Beazley Security Labs issued 40% more critical zero-day advisories to clients than in the previous quarter
Brent crude has climbed above $91 a barrel, rising for a third consecutive session amid a fresh standoff in the region. Nerves frayed after Donald Trump threatened to bomb Oman if it got in the way of efforts to reopen the Strait of Hormuz. Concerns about higher energy prices and mounting government debts push up long-dated bond yields to levels not seen since the onset of the financial crisis. The US 30Y bond yield heads above 5.32%, the highest since June 2007.
Average earnings (including bonuses) for April-June stands at 4.1%. Next month’s figure is used as part of the formula to determine the increase in the state pension, in April. Other key data points are 2.5% or the September inflation figure (published in October). With inflation at 2.6%, it seems likely that next month’s average wage figure will be used. The state pension forms the foundation of your retirement income but if you want more than the essentials from your retirement, you will need to make the most of your pensions.
Limited resources and historic data gaps could leave smaller schemes facing disproportionate operational pressure, as trustees urged to address data weaknesses ahead of public availability of the MoneyHelper Pensions Dashboard, currently expected in the financial year 2027/28.
“The FTSE 100 ticked higher at the start of the new trading week amid robust gains across Asia,” says AJ Bell head of markets Dan Coatsworth. Investors seem willing to park any concerns about the ongoing crisis in the Middle East as last week’s softer-than-anticipated inflation numbers saw fears of an imminent rate hike from the US Federal Reserve subside. Combined with strong earnings from the tech space and you’ve had the conditions necessary for a healthy pick-up in sentiment.
There are a lot of ways IRRs can be manipulated – for instance by using subscription lines – and its important investors know about these. It’s important to look under the hood of any returns before being overly impressed by a high IRR. But suppose you do all that, and you have a manager who called capital early and got invested well, the IRR reflects the returns you earned, so surely it must be telling you what you earned? Well, maybe. But maybe not, as it still has several issues. For example, if there’s any bias to selling winners early, the IRR will look higher than any returns.
Nearly half (49%) of UK adults have experienced mental health challenges, yet interacting with financial services providers such as insurers, banks and utility providers can still be a source of significant stress for many. That’s according to a new report from the Institute and Faculty of Actuaries (IFoA).
European insurers face mounting losses as severe wildfires sweep across France, Spain and Greece, exposing the narrow margins in high-risk property coverage. France’s 2024 fire and hazard insurance data show how quickly claims can approach premiums, raising concerns over insurers’ capacity to absorb escalating climate-related losses and maintain coverage in increasingly vulnerable regions, reveals GlobalData, a leading intelligence and productivity platform.
Retirement adequacy is no longer just about how much you’ve saved but is increasingly shaped by family obligations, silver separations and caring responsibilities. According to a major new report by the Pensions Policy Institute for the Association of British Insurers, titled Pensions Adequacy: Housing, Households and Auto-Enrolment, changing family dynamics are creating new pressures that could leave more people falling short in retirement.
The Society of Pension Professionals (SPP) has submitted its response to the Department for Work and Pensions (DWP) consultation on The Occupational and Personal Pension Schemes (General Levy) Regulations review 2026.
Most organizations are investing heavily in AI but not realizing its full value. Real impact depends on whether people adopt new ways of working and whether those changes improve performance at scale. Most organizations have moved quickly to put AI in employees’ hands. Investments have surged, tools are live and usage is climbing. The 2026 WTW Global EX Market Study found 58% of employers expect AI to fundamentally change how the employee experience is managed in the next three years, rising to 91% within ten years.
Paul Taylor, former CEO of Blue Horizon Asset Management (BHAM), has been fined £489,000 and banned from working in financial services by the Financial Conduct Authority (FCA). The former managing director of the firm, Esmeralda Toni, has also been fined £121,200 for serious misconduct and banned by the FCA.
The UK saw guest nights, the number of nights spent in a short-term let, rise to 14,143,560 in August last year - 14% of the year's total. In 2025, nearly a quarter (24.4%) of guest nights were concentrated in just nine of UK local authorities. The top three locations for guest nights were Westminster, City of Edinburgh and Kensington and Chelsea.
CPI jumped from 2% in July 2021 to 3.2% in August 2021. From there it kept climbing, kick-starting the cost-of-living crisis. Cumulative inflation has driven up prices by around 28% in five years. What has the cost-of-living crisis meant for wages, pension incomes, savings, mortgages and annuity rates five years on?
Human rights can feel difficult to discuss in an investment context, because they concern how people are treated, protected and valued. While human rights violations raise important ethical considerations, a question for asset owners is the extent to which these issues are also financially material. In this article, we explore how human rights failures can contribute to litigation, regulatory penalties, operational disruption, reputational damage and other consequences that may affect the long-term value of investments.