Actuarial Post News and Articles

Search Results Page 1 of 934.

1 2 3 4 5 6 7 8 9 10 11 12  Next  Last

Walking the tightrope: balancing risk in DC pensions Fundamentally, all pension schemes aim to convert contributions into a pension income in the most efficient way. Within a DC pension is a joined-up scheme design that aims to deliver an adequate pension income, based on a contribution rate. An expected long term investment return is the ideal situation. The reality is however that contribution rates tend to be driven by a mixture of regulation and affordability, rather than any carefully constructed plan. A key driver of what someone receives as an income from the scheme is how the scheme manages and deploys risk. Posted in: Articles Posted on: Friday Jul 10

5 mistakes that could void homeowners cover this summer Searches for 'unoccupied home insurance' up 261%, and experts warn most Brits are making five mistakes that could void their cover before they've even landed.Tamzin Metcalfe, home insurance expert at Go.Compare has identified five of the most common mistakes homeowners make before jetting off this summer, and why each one matters more than most people realise. Posted in: General Insurance Article Posted on: Friday Jul 10

FCA cracks down on illegal promotions and market abuse The FCA led an international crackdown on illegal finfluencer promotions – resulting in 3 arrests and 650 social media takedown requests. It also secured a combined 11 years in prison for 2 cases of insider dealing in the first year of its 5-year strategy, according to its Annual report and accounts published today. Posted in: Investment - Articles Posted on: Friday Jul 10

1 in 4 young adults say finances impact their mental health 25 to 34-year-olds save over £2,500 more each year than those aged 45 and over. 27% of 25 to 34-year-olds have taken extended time off work due to mental health or illness in the past six months - the highest of any age group Posted in: Investment - Articles Posted on: Friday Jul 10

FOMO effect helps markets despite Middle East uncertainty FTSE 100 set for a firmer open as investors take fresh Middle East tensions in their stride. Wall Street resilience boosts global sentiment, with strong US earnings and AI investment continuing to underpin markets. Brent crude holds around $76 a barrel, well below this week's highs, as traders bet supply disruption will prove manageable. AI FOMO remains a powerful force, drawing retail investors into the sector's biggest winners despite lofty valuations. SK Hynix's Nasdaq debut attracts huge demand, with its American depositary receipts reportedly seven times oversubscribed. The AI rally is broadening beyond big tech, with industrials, banks and infrastructure firms emerging as key beneficiaries of the investment boom. Posted in: Investment - Articles Posted on: Friday Jul 10

Aon appoint STG Head of Life Consulting for North America Aon have announced the appointment of Nick Komissarov as head of Life Consulting for North America in its Strategy and Technology Group, effective immediately. Posted in: Lifestyle Article Posted on: Thursday Jul 9

PPF Annual Report 2025/26 shows delivery progress Paid £1.2bn in PPF compensation; high member satisfaction levels (97.4%) maintained. Supporting victims of fraud by paying out over £100m to over 2,700 pension fraud victims. Financial resilience maintained; growth portfolio delivered 7.1 per cent investment return, outperforming target. Pension Schemes Act 2026 enables the PPF to increase payments to our members and reduces costs on industry. Progressed work to pay increases going forward to eligible members on service accrued before 1997, starting from January 2027Confirmed zero conventional PPF levy for 2025/26 and 2026/27 Posted in: Pensions - Articles Posted on: Thursday Jul 9

Hurricane Sandy when flood risk was unmodelled and uninsured On the evening of October 29, 2012, Hurricane Sandy made landfall near Brigantine, New Jersey. By the time it was over, the storm had killed 159 people across the United States, flooded the New York subway system, shut down Wall Street for two consecutive days for the first time since 1888, and caused an estimated $65 billion in damage (NHC, 2012). Sandy would become the costliest flood event in the history of the northeastern United States. Posted in: Articles Posted on: Thursday Jul 9

A pensions system built for a Britain that no longer exists The UK’s pensions system was designed for a Britain that no longer exists, according to a major new report commissioned by the ABI and produced by the Pensions Policy Institute (PPI). Posted in: Pensions - Articles Posted on: Thursday Jul 9

One in three pensioners to be renting by 2044 One in three pensioner households could be renting by 2044 according to the ABI’s latest report, Pensions Adequacy: Housing, Households and Auto-Enrolment. The research finds that nearly two million more people are expected to retire without owning their home, marking a major shift in how future generations will experience retirement. Posted in: Pensions - Articles Posted on: Thursday Jul 9

State of the Nation paper for DB pension schemes Three years on from the Mansion House reforms and with the Pension Schemes Act now receiving Royal Assent, policy ambition for DB pension schemes has evolved but has yet to translate fully into practice, according to Hymans Robertson. Posted in: Pensions - Articles Posted on: Thursday Jul 9

K3 Advisory leads buyin for CIPS Pension Scheme K3 Advisory, part of Isio, has completed a c.£11 million full scheme buy-in for the Chartered Institute of Procurement and Supply Pension Scheme with Just Group, sponsored by the Chartered Institute of Procurement and Supply (CIPS), a not-for-profit organisation. Posted in: Investment - Articles Posted on: Thursday Jul 9

The £56k Inheritance Assumption Gap Fewer than half (46%) have discussed inheritance plans with their loved ones. Average anticipated inheritance is £56,535 potentially leaving a big hole in retirement finances if solely relied upon. Millions avoiding the conversation due to it being awkward (15%), rude (12%) or to avoid family arguments (8%) Posted in: Pensions - Articles Posted on: Thursday Jul 9

Master trusts continue to reshape DC pensions market Master trusts now account for 41% of large DC schemes in the research, up from less than 30% in 2022. Large master trusts are serving more than 60% of members in bundled DC arrangements with over half the assets for that cohort. A small number of providers are shaping a large proportion of member experience with just four providers responsible for over 70% of assets and 74% of members. Despite a shift towards drawdown-focused retirement targets, 87% of members accessing benefits still take cash withdrawals Posted in: Pensions - Articles Posted on: Thursday Jul 9

FTSE 100 erratic amid Middle East uncertainty FTSE 100 clawed back losses before losing ground again after fresh US attacks on Iran. Oil retreats from above $80 a barrel, easing some inflation fears but investors remain wary. UK gilt yields remain close to recent highs as geopolitical risks combine with political unpredictability in the UK. Posted in: Investment - Articles Posted on: Thursday Jul 9

Lower mansion tax threshold down to £1.5m Following speculation that Andy Burnham could lower the proposed threshold for Labour's planned council tax surcharge on higher-value homes from £2 million to £1.5 million if he were to become Prime Minister, Alex Pugh, chartered financial planner and Partner at Saltus, warns the move could bring significantly more homeowners into scope. Posted in: Investment - Articles Posted on: Wednesday Jul 8

Flexibility in CDC pensions may improve retirement outcomes Collective defined contribution (CDC) pensions are gaining real momentum in the UK. They offer a compelling way to improve retirement outcomes by providing members with a more predictable income for life. But as the market evolves, one challenge is becoming clear: flexibility. In our view, increasing flexibility in retirement-CDC (R-CDC) is key to unlocking its full potential for UK pension savers. This article focuses on R-CDC in comparing decumulation options but many of the same points apply to whole of life CDC. Posted in: Articles Posted on: Wednesday Jul 8

£120K tax bill on inherited property under new CGT reforms Analysis by Rathbones, suggests families could be hit by a double tax blow on inherited wealth. Aligning CGT rates with income tax rates could add nearly £10,000 to the tax bill on a £50,000 gain for additional-rate taxpayers. Posted in: Investment - Articles Posted on: Wednesday Jul 8

Why cyber criminals love summer holidays Businesses are being urged not to let their cyber defences take a summer holiday, as experts warn that annual leave, temporary staff cover and changes to day-to-day processes can create an ideal environment for cyber criminals. Posted in: General Insurance Article Posted on: Wednesday Jul 8

SPP outlines series of bold pension reforms The Society of Pension Professionals (SPP) has responded to the Pension Commission’s Interim Report, warning that structural deficiencies, soaring housing costs, and shifting work patterns mean millions of UK workers are heading towards an inadequate retirement unless the government enacts significant reforms. Posted in: Pensions - Articles Posted on: Wednesday Jul 8

Oil up as Middle East tensions flare sending markets lower Oil jumps as renewed Middle East tensions rattle global markets. FTSE 100 and European stocks fall as investors weigh fresh inflation risks and await Fed minutes. Jet2 bucks the market, with shares soaring more than 12% on strong summer bookings and a £250 million share buyback. Posted in: Investment - Articles Posted on: Wednesday Jul 8

M&A resilient as first 6 months have been a game of 2 halves Global M&A performance experienced a sharp downturn during the second quarter of 2026, according to research on completed deals from WTW’s Quarterly Deal Performance Monitor (QDPM). Based on share price performance, dealmakers struggled against companies not involved in M&A activities by a significant -11.9pp (percentage points) for deals valued over $100 million and completed during the last three months, reveals WTW’s Quarterly Deal Performance Monitor (QDPM)1. Posted in: Investment - Articles Posted on: Wednesday Jul 8

OBR forecasts rise in IHT take due to ageing population The Office for Budget Responsibility's latest Fiscal Risks and Sustainability Report, published today, highlights how the changes in the UK’s demographics will influence rising Inheritance Tax (IHT) and Capital Gains Tax (CGT) receipts with the proportion of the population aged over 80 likely to rise from 5% in 2025 to 12% in 2075. Posted in: Investment - Articles Posted on: Wednesday Jul 8

Burnham’s Cabinet earnings and how their pensions compare With Andy Burnham widely expected to enter Downing Street on 20 July and unveil his first Cabinet only once in office, favouring what has been described as a “one and done” approach to appointments, speculation continues over who will take on some of the most powerful jobs in government. Posted in: Pensions - Articles Posted on: Wednesday Jul 8

3 car insurance misconceptions that could cost you thousands UK motorists could be left personally liable for tens of thousands of pounds, as Go.Compare’s motor insurance expert warns that three widespread misconceptions are quietly leaving drivers exposed to bills they never saw coming. Posted in: General Insurance Article Posted on: Tuesday Jul 7

Actuarial Post Awards |Home|About us|Job Search|Privacy Policy|Contact Us|Site Map|RSS Feeds |XML Sitemap

 

Copyright ©  2026 Actuarial Post. Created by Zero-One Design Ltd