A fifth of adults in the UK are feeling constant ‘financial regret’ over their spending habits, with pressures felt particularly strongly by younger generations, according to research from Hymans Robertson Personal Wealth.
The Society of Pension Professionals (SPP) this week hosted a webinar “Enabling good retirement decision-making” to examine how the pensions industry can encourage members to better understand and engage with their various options at retirement.
TPT Retirement Solutions has found that a significant proportion of defined contribution (DC) savers are aware they are not saving enough for retirement, supporting the findings of the Pension Commission’s Interim Report.
As AI becomes more embedded in business, governments and companies are gaining new ways to monitor, regulate, and respond to one another. The result is a more fragmented and fast-moving policy environment. Featuring Nicklas Berild Lundblad, Director of Research, Pharos Futures Research Group and Chloe Fox, Director Global Tax Policy, PwC Ireland
“It’s not if, but when” is one of the most concerning things I hear when discussing cyber security with the industry. And the evidence to support it is unignorable. Government statistics published last month reveal that just over four in ten businesses (43%) and around three in ten charities (28%) experienced any kind of cyber security breach or attack in the last 12 months. This equates to approximately 612,000 UK businesses and 57,000 UK charities.
FTSE 100 flat as US/Iran tensions de-escalate again. Brent crude at $92, 20% below the 2026 peak. US futures stable after record-close on Wall Street. AI sales drive massive earnings beat for Dell - - shares up 39%Bull run sense check – tech multiples still reasonable
Inconsistent regulation is creating barriers to widespread and rapid carbon capture, transport and storage adoption, but insurance could help to fill critical gaps. Carbon capture, transport and storage (CCS) is one of the few scalable pathways for natural resources companies to reduce emissions, meet regulatory requirements, create new revenue streams, and protect long-term asset value while enabling businesses to continue to use their assets profitably as they decarbonize operations.
A new report from the London Foundation for Banking and Finance (LFBF) and the Institute and Faculty of Actuaries (IFoA) introduces a new framework for understanding AI risks in financial services. It acknowledges that generative AI presents opportunities as well as risks but points to ‘uncomfortable tensions’ – where the same features that make the technology valuable also make it difficult to govern, explain, trust or contain.
Data published by the Department for Work & Pensions (DWP) finds that Pension Credit applications, claims and awards have dropped sharply in the past year.
Fixed income analysis applies sovereign bond yield data to World Cup teams to predict the 2026 finalists in a bond tournament. Colombia stands out across both yield-based measures, while Japan, South Korea and Brazil also feature strongly in the research model. The analysis points to a Japan-Brazil final, combining bond market momentum with a subjective active-management overlay.
New analysis from MS Amlin reveals growing natural catastrophe risk as US data centre development shifts south. Over $600bn of planned data centre investment set for US states highly exposed to tornadoes, large hail and severe storms. Insurer says accelerating AI investment demands more advanced aggregation risk management. MS Amlin has developed an industry-leading database to monitor data centre exposures across its portfolios and lines of business
Middle East tensions and threats to the Strait of Hormuz are driving oil prices higher and unsettling global markets. Rising energy costs are increasing inflation concerns and putting pressure on consumer spending worldwide. Despite geopolitical uncertainty, investor demand for AI infrastructure continues to fuel strong gains in technology stocks. Chipmakers are benefiting from booming AI demand, though rapidly rising valuations look set to trigger concern.
UK defined benefit (DB) pension schemes continue to report improving funding positions across low-dependency, buyout and superfund measures, according to PwC’s Pension Funding Index.
Amid the ongoing tensions in the Middle East, Bitcoin has received a less traction. This is despite a fall over the last 6 months of nearly 50%. I’m a huge believer in diversification, and I’m an advocate of having exposure to pretty much every asset class, so long as it’s both appropriately sized and risk managed. A 0.5% allocation to Bitcoin is no bad thing, for instance. However it’s worth understanding what different investments both are and aren’t. One of the big arguments for Bitcoin is as a store of digital gold.
F.Hinds is a family-owned jewellers with a heritage dating back to 1856. This is the second transaction that Royal London has completed via LCP’s streamlined service in the past six months
Young people face a “financial trilemma”: Saving for retirement, building a house deposit and rising living costs. Pension scheme design can materially affect the timeline for first-time buyers to purchase a home, according to new research from Hymans Robertson.
Nearly a third (31%) of retirees say their standard of living is worse now than before they retired, compared with just one in five (20%) who say it is better. Many retirees say they underestimated both the cost and length of retirement, with 17% saying they would need more money than expected and 16% saying retirement would last longer than they originally thought. Looking back, three in ten (30%) wish they had saved more regularly, while others regret not understanding sooner how to turn pension savings into a sustainable retirement income. Findings come as Pensions Commission report reveals that around 15 million people are currently not saving adequately for retirement.
FTSE 100 flat in early trade as energy crunch weighs on businesses and consumers. BP shares slip further, and stay erratic after shock ousting of the chairman. Wall Street shrugs off geopolitical concerns as AI enthusiasm continues to reverberate. Households prepare for higher bills as the energy price cap is set to rise, which is set to dampen consumer spending. UK businesses mothball investment plans amid the energy crunch.
Weddings can be expensive, but being married can save you money in the long run. The marriage allowance – you can save up to £252 per tax year. Tax-free asset transfers can potentially save thousands over the course of a lifetime. Spouses benefit from IHT advantages – unlimited asset transfers and inherited nil-rate bands.
From early 2027, the European Union’s (EU’s) Solvency II reforms will significantly improve the capital treatment of asset-backed securities (ABS). Solvency UK reforms are expected to follow. For European insurers, this marks a major shift: an asset class that historically carried punitive capital charges will soon become far more attractive, opening the door to enhanced portfolio diversification.
Artificial Intelligence (AI) adoption accelerates across the insurance ecosystem, yet underlying market realities temper widespread optimism. While intense competitive pressure forces insurers, brokers and reinsurers to fast-track AI-enabled tools, critical systemic risk concerns persist. Industry stakeholders increasingly flag structural vulnerabilities, warning that current models lack the requisite maturity for enterprise-wide deployment, reveals GlobalData.
Aon has released ‘CDC – Everything you need to know in 2026’, a new paper that draws together the firm’s extensive research on Collective Defined Contribution (CDC) pensions and looks to the future at the potential this new type of pension scheme brings to the UK.
Asia is emerging as one of the most important growth regions for cyber insurance globally, according to joint research published by cyber risk analytics leader CyberCube and United Insurance Brokers (UIB).
Hopes for Middle East peace breakthrough are swirling despite fresh strikes on Iran. Brent crude price edges higher above $98 a barrel amid the uncertainty. Effects of Iran war feeding through to UK shelves with shop price inflation rising. Record-breaking heatwave looks set to boost sales at household goods stores and give UK hospitality a lift. B&Q owner Kingfisher saw sales rise 1.4% in first three months of the year.