General Insurance Article - Deloitte report - FS M&A predictions in insurance

 With $265bn of financial services deals announced by the end of Q3 2015 and the return of large, transformational deals it has been another very busy year for M&A in the sector. Next year, three key drivers are identified as disruptive forces, including technology; consolidation as firms seek to achieve scale economies and broaden their business models; and the ever increasing regulatory pressures.

 Please find the full report attached and a summary of what this means for the insurance sector specifically, below.

 Insurance

 • Digital disruption will force insurance companies to invest heavily in research and digital capabilities, either in-house or via acquisition, in order to keep up with developments such as the internet of things (IoT), peer-to-peer insurance and the sharing economy in this increasingly disrupted market.

 • The implementation of Solvency II from 1 January 2016 is expected to drive M&A amongst insurance companies, particularly in mainland Europe where capital requirements have been historically less onerous than in the UK.
  

 To download the report - 2016 Financial Services M&A Predictions, please click on the document below