Articles - Discussion from the IFoA on the CMI S3 Mortality Tables

Subsidence Risk on the Increase

April 2025 broke records as the sunniest in UK history, part of a growing trend that is quietly increasing the threat of subsidence for millions of ho

The contribution of claims handling to reserving risk

In last month’s article, we introduced the “4 dimensions” framework for better managing reserving risks. We covered the best-estimate range and the ul

Reintegrating Terrorism as a Standard Peril in SME insurance

Estimated that only 4% of SMEs have terrorism insurance cover, although a much larger proportion will likely believe they are covered. This gap in exp