Articles - IRM Appoints José Morago as Director

 The Institute of Risk Management (IRM) is pleased to announce the appointment of José Morago to its board of directors with immediate effect.
 
 José is the European Enterprise Risk Director for Aviva, where he is responsible for risk oversight, governance and capital management of Aviva’s European operations in 12 countries. He is also responsible for Aviva’s Solvency II (Pillar 2) at European level.
 
 José brings extensive international experience in insurance, banking and management consulting. Prior to Aviva, José was Chief Risk Officer for Groupama Insurance. He has also played senior roles for McKinsey & Company, Moody's Investor Service, Liberty Mutual and Banco Santander.
 
 José holds a MBA from Instituto de Empresa (Madrid), a Master of Science in Finance from Boston College, and a Bachelor’s degree in Business Studies from University of Castilla-La Mancha (Albacete, Spain). José is also a Chartered Financial Analyst (CFA) charter-holder and IRM member.
 
 Alex Hindson, IRM Chairman, commented, "The Institute continues to grow in both numbers and influence in the UK and overseas. José’s appointment brings valuable additional expertise to help us fulfil our strategic objectives.”