General Insurance Article - The heavy cost drivers pay for an extra hour in bed

 • Following the Autumn clock change, accidents in November amongst drivers increase 30% between 5pm and 8pm compared to October*
 • Overall, drivers face a 10% increase in accident risk in the month after Autumn clock change*
 
 Insure The Box believes this is the first time telematics data has been used to calculate the exact risk of an accident in direct correlation with the annual Autumn Clock Change. The findings are based on analysis of 3 years of accident data from over 330,000 Insure The Box administered policies. With nearly 3 billion miles of driving data and associated claims, Insure The Box is in the unique position of being able to understand the anatomy of accidents. This includes knowing the exact time an accident occurs as the telematics black box fitted to each policyholder’s car sets off an alert to Insure The Box when a significant accident is detected, so that the emergency services can be contacted.

  

 Charlotte Halkett, General Manager Communications for Insure The Box said “There is no doubt accident risk increases as a direct result of the clocks going back one hour in Autumn. For many young drivers, the evenings after the clock change will be their first experience of driving in the dark, coping with quite different conditions including reduced visibility.

  

 “There are still far too many young men and women killed or seriously injured on our roads and stopping the annual Autumn clock change could, from our analysis, save many young drivers from the risk of an accident. As we approach this year’s

 Autumn Clock Change weekend we are highlighting our findings to young drivers and hope to encourage them take a safe and sensible approach to driving as we head into the winter months.”