Pension news and articles written by actuaries for actuaries - read the latest research pieces, today's news and latest articles in the Pension's market.

Budget 2016: A Game Changer

Unfortunately these reasons were not a rational consideration of what is best to ensure the pensions system works bestforindividuals (and I suppose the Government); rather the result of a long consultation was decided by concerns over a Tory MP revolt, the Government’s concerns about the direction and outcome of the “Brexit” debate and George Osborne’s own leadership desires.So the big changes were side-lined and while headline writers were more concerned with the sugar tax there were three major announcements which could yet reverberate in the pensions and employee benefits space for many years to come.
 
Meet LISA
A new ISA will be made available and is the first long term savings vehicle to try and kill two birds with one stone. The Lifetime ISA (or LISA) also manages to directly address the competing long-terms savings methods in the UK: property and pension. Many a time I am sure we have all heard someone describe a property as someone’s own pension. The LISA can be used to help someone’s first property purchase (up to a maximum price of £450,000) or as a pension after age 60. The LISA also has a third target and that is to, in some way, address the intergenerational unfairness and so is only open to people between 18 and 40. As people...Read More

Divorce over 50 – which option is best?

By Fiona Tait, Pensions specialist at Royal London
 
Offsetting
Under this option the pension is not divided at all, but is valued and then matched, or offset, with alternative matrimonial assets of equal value. The member spouse retains their pension and the non-member spouse retains or receives alternative assets.
 
The great advantage of this route is that it facilitates a clean break between the divorcing parties, who can go their separate ways with no financial ties to one other. Solicitors will always look for a clean break settlement if at all p...Read More

Top Ten Tips to prevent the real headache of re-enrolment

By Adam Bexson, and John Hoskin, Associate from Barnett Waddingham

Once again, recent changes to the pension and taxation environment and Budget 2016 coincide with AE planning for larger employers - specifically re-enrolment.At a time when finance, HR and payroll departments are already stretched it will be time to go through the AE process again and re-enrol those not in a pension arrangement. For those companies with more than 500 employees re-enrolment could be this year.
 
Have easements made it easy?
Since the first ph...Read More

Grumpy Old Pension Men: 26 April 2013

Latest World News

Fri, 29 Apr 2016 North Korea sentences Korean American to 10 years hard labor
Fri, 29 Apr 2016 At least 202 civilians killed in past seven days of Aleppo violence: Syrian Observatory
Fri, 29 Apr 2016 Iran asks U.N. chief to intervene with U.S. after court ruling
Fri, 29 Apr 2016 China, Russia urge U.S. to drop Korea missile defense proposal
Fri, 29 Apr 2016 Russia, U.S. agree 'regime of silence' in Syria from midnight on Friday: RIA
Fri, 29 Apr 2016 Iran moderates eye more gains in run-off parliamentary election
Fri, 29 Apr 2016 Western governments, rights groups decry China's tough new NGO law
Fri, 29 Apr 2016 South African court calls for review of decision to drop Zuma corruption charges
Fri, 29 Apr 2016 Australian aid worker believed kidnapped in Afghanistan
Fri, 29 Apr 2016 Thailand jails eight activists charged with sedition

Lifestyle Actuary

The trappings of fast paced city lifestyles rarely take into account the charm and elegance that a room, a dinner or a cup of tea can afford; characteristics lost to a by-gone era of debutante balls and black tie for dinner.

The Luddite

Sam Richardson looks into the up and coming and the outgoing of the technology and gadgetry world in 2014.

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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