Articles - Pensions Perspectives with Decumulation debated


Decumulation, often described as the “nastiest, hardest problem in finance”, sits at the heart of how members turn their pension pots into a sustainable income for life. In this episode, and the first in a two part series, host Sophie Tennison speaks with pensions lawyer Wendy Hunter and WTW adviser Andrew Doyle to unpack why decumulation is so complex, what’s changing under the Government’s new Guided Retirement framework, and how schemes can better support members at retirement. They explore the trade offs between drawdown, flex and fix solutions and lifelong income options like Retirement CDC, and the legal and governance considerations trustees must navigate.

 

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