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Estimated that only 4% of SMEs have terrorism insurance cover, although a much larger proportion will likely believe they are covered. This gap in expectations and protection is one we should address in the interest of economic resilience. This market-wide consultation represents Pool Re’s most meaningful attempt to date to increase SME take-up of terrorism cover. The proposals on which we are now consulting are designed to facilitate the industry in reincorporating terrorism cover into commercial property policies as a matter of standard practice. Achieving this would be a return to the pre-IRA mainland bombing era when terrorism was part of a standard all-risks policy. |
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