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![]() A truly innovative claims process puts customers first. Technology is an important enabler for innovative claims but understanding how, when, why and where the customer wants human interaction and having the skills to deliver it is often the critical last mile. Insurance Nexus, part of Reuters Events asked three industry leaders to reveal their unique take on insurance claims innovation. |
To download the free whitepaper, with contributions from Economical, Wawanesa and Aviva, click here:
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Certainly, there’s no lack of examples of either of these in the insurance sector. On the one hand, improvements in data management, technology integrations and a mobile-first approach has made all sorts of activities from generating quotes to claims reimbursement faster and more hassle-free than ever.
On the other, new services are springing up to tackle previously unmet customer needs, services that look unlike any model the insurance sector has seen before. Services such as Lemonade, which boasts the industry’s fastest end-to-end claims process. Settlements in a matter of not weeks or days, not even hours, but seconds. Or Metromile, which allows microinsurance at scale, allowing customers to insure only their small part in the growing sharing economy.
But experts have more recently suggested that the true innovation isn’t in the apps or platforms themselves, but in the way carriers choose to deploy them. And choice is the operative word. Technology shouldn’t be helping carriers dictate new ways of claims management. Instead, it should be opening up a whole landscape of choice around where, when and how customers want to manage their claim, in some cases subverting even the most current thinking around what it means to be a modern, tech-driven insurer.
To download the free whitepaper, with contributions from Economical, Wawanesa and Aviva, click here:
Do not hesitate to get in touch to further the conversation.
Graham Proud
Global Head of Connected Insurance Research, Insurance Nexus Reuters Events Tel: +44 (0)20 7375 7221 graham.proud@insurancenexus.com |
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