Group income protection a tool most employers miss out on

The UK government is keen to reduce the number of long-term sick people of working age. But organisations are overlooking a benefit which could avert the problem in the first place: Group income protection. The UK government is planning to overhaul the benefits system to create what the Department for Work and Pensions (DWP) has termed a 'more pro-work welfare system'.[1] Its goal is to help many of the 2.8 million long term sick people of working age into employment.

How to reduce costs and improve retirement outcomes

When the Tapered Annual Allowance (TAA) was introduced in 2016, it had the potential to impacted anyone with taxable income of £110k or more. Exceeding the TAA, which was between £40k and £100k (depending on the combined value of income and pension contributions) resulted in a penal tax charge. Many employers responded by offering employees earning above this the option to exchange employer pension contributions for a cash supplement.

Exploring the intellectual property insurance landscape

Intangible assets as a percentage of enterprise value have increased exponentially. While not physical in nature, inventions, brands, all works of creative expression, including software, proprietary data, etc., have value. Intellectual Property (IP) as a legal means of protecting inventions, brands, and creative expression, therefore, is a critical driver of business growth. As individuals and organisations continue to develop new ideas, technologies, and solutions, the conversation around the importance of protecting intangible assets through the use of IP rights has intensified.

Investment Insights Q3 2025

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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