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LATEST EDITION - OUT NOW
Copyright © 2026 Actuarial Post. Created by Zero-One Design Ltd
The Pension Schemes Act received Royal Assent on 29th April. The next stage for regulators and policy makers is to develop the rules and regulations that will determine the detail and deliver the ambition of improving the outcomes for future pensioners. The new value for money (VfM) framework will shine a light on performance relative to the average returns achieved by defaults within multi-employer pension schemes. The aim is that defaults that underperform will be closed and merged, creating an obvious incentive to improve.
On 19 May 2026, the Pensions Commission published its interim report on the state of retirement saving in the UK. The report highlights that many people are not saving enough for retirement, particularly low and middle earners, the self-employed, and women. It sets out the key challenges facing the current system, and where the Commission will focus its work next. A final report, including recommendations on how to improve retirement outcomes, is expected in early 2027.
This article offers some thoughts on how lawyers and actuaries can work together to address Virgin Media issues in a proportionate, cost-effective and risk-managed way. The Technical Actuarial Guidance (TAG) published in January sets out the background. The history and implications do not need to be rehearsed again here. Many schemes are already preparing to obtain confirmations under (at the time of writing) clause 104 of the Pension Schemes Bill, usually to clear the way for imminent buy-in or buyout, if the initial fact-find did not produce a clean set of confirmations.